Woodford County (Versailles) Tax Rates

In Woodford County, Kentucky, the 2026 motor vehicle property tax baseline is $1.1123 per $100 of assessed value (state 45 + county-wide 15.33 + Woodford County schools 50.9 cents), one of the 10 lowest in Kentucky. Most owners pay one more levy by address: $1.1493 outside the cities with the fire protection district (about $229.86 on a $20,000 vehicle), $1.2323 in Versailles, and $1.1673 in Midway. The 2025 baseline real estate rate is $0.884 per $100, or $0.957 outside the cities with the fire district. Sales tax is 6%, with no local add-on.

Official source, tax year 2026 (vehicles) and tax year 2025 (real estate): Kentucky Department of Revenue rate books, checked October 2026. See our methodology.

Pay or look up your bill: vehicle property tax is paid with your registration renewal through the Woodford County Clerk (woodfordcountyclerk.ky.gov), by mail or in person in Versailles. The county real estate bill is paid to the Woodford County Sheriff (woodfordcountysheriff.org), which links an online tax bill search and payment. The City of Versailles collects its own city property tax, and value questions go to the Woodford County PVA.

Key Takeaways

  • Vehicle (car) tax baseline: $1.1123 per $100 for 2026, unchanged from 2025 and well below the statewide median of $1.2138. It ranks 10th of Kentucky's 120 county baselines from lowest.
  • Most addresses pay one location levy: the fire protection district outside the cities (+3.7 cents, $1.1493), Versailles (+12 cents, $1.2323), or Midway (+5.5 cents, $1.1673). A $20,000 vehicle owes about $229.86 outside the cities and $246.46 in Versailles.
  • The car tax is due with your registration renewal, by the end of your renewal month (KRS 134.810). There is no state relief on the first $20,000.
  • Real estate baseline: $0.884 per $100 for 2025, higher than 28 of the 120 county baselines. With the 7.3-cent fire district it is $0.957 outside the cities; Versailles homes paid $0.933 and Midway homes $0.924.
  • The Sheriff mails bills the last week of September. Its discount and penalty dates were not posted online at our last check, so use the dates on your bill. Versailles bills city tax separately.
  • Homeowners 65 and older or totally disabled can deduct the $49,100 homestead exemption (2025-2026). Sales tax is 6% statewide; groceries are exempt.

Woodford County Tax Rates - At a Glance

Woodford County, Kentucky Tax Rates Summary
Tax Type Rate Notes
Vehicle Property (Car) Tax$1.1123 per $100 (2026)Baseline: state 45 + county-wide 15.33 + Woodford County schools 50.9 cents; fire district outside the cities $1.1493, Versailles $1.2323, Midway $1.1673; J.D. Power average trade-in value on January 1
Real Estate Tax$0.884 per $100 (2025)Baseline: state 10.6 + county-wide 14.5 + Woodford County schools 63.3 cents; fire district outside the cities $0.957, Versailles $0.933, Midway $0.924
Sales Tax6%Statewide rate; no local sales tax in Kentucky; groceries exempt

Vehicle Property (Car) Tax

2026 Rate Stack

Kentucky taxes vehicles as property every year. The 2026 Woodford County baseline is $1.1123 per $100 of assessed value, the sum of three rates from the Kentucky Department of Revenue's 2026 MOTAX Rate Book: the 45-cent state rate, Woodford County's 15.33-cent county-wide rate (general 9.4, library 2.43, health 2, and extension 1.5 cents), and the 50.9-cent Woodford County school rate. Woodford County has one school district for the whole county, and every rate is the same as in 2025.

One more levy applies by address. The Woodford County Fire Protection District levies 3.7 cents on vehicles; the County Clerk's 2025 rate sheet bills the fire district outside the cities and shows the county bill for Versailles and Midway "less fire". Versailles levies 12 cents and Midway 5.5 cents on vehicles. So an owner outside the cities pays $1.1493, a Versailles owner $1.2323, and a Midway owner $1.1673.

Woodford County Vehicle Tax by Location (2026, cents per $100)
Levy Type Rate Total With Baseline
Fire Protection District (outside the cities)Fire district+3.7 cents$1.1493
City of VersaillesCity+12.0 cents$1.2323
City of MidwayCity+5.5 cents$1.1673

Each total adds one levy to the $1.1123 baseline. Your notice shows the levies for your address. Source: Kentucky Department of Revenue 2026 MOTAX Rate Book, Woodford County 120; fire district area from the Woodford County Clerk's 2025 rate sheet.

How the Vehicle Is Valued

January 1 is the assessment date. Under KRS 132.485 the standard value is the vehicle's average trade-in value in the J.D. Power valuation manual, not the rough or clean trade-in value and not the price you paid. Vehicles 20 or more years old use their 19th-year value, reduced 10% for each year beyond 19. The Property Valuation Administrator (PVA) may adjust the value when you show that the standard value does not reflect the vehicle's condition, options, mileage, or title.

Estimated 2026 Woodford County Vehicle Tax
Assessed Value Outside the Cities ($1.1493) In Versailles ($1.2323) In Midway ($1.1673)
$10,000$114.93$123.23$116.73
$20,000$229.86$246.46$233.46
$30,000$344.79$369.69$350.19
$40,000$459.72$492.92$466.92

Property tax only. The plate registration fee is billed separately with your renewal and is not included. For other combinations, use the Kentucky car tax calculator.

When and How to Pay

The Woodford County Clerk collects the tax with your registration renewal. Its office is at 103 South Main Street, Suite 120, in Versailles ((859) 873-3421), with a drive-through at 202 E. Green Street. For a mail or in-person renewal, bring your certificate of registration, proof of insurance, and payment. The Clerk notes that a Kentucky resident who owned the vehicle on January 1 may owe property tax on it. Plates are usually renewed in the owner's birth month. Under KRS 134.810, the tax is due by the last day of the renewal month, or by the last day of the month the vehicle is transferred if that comes first. Once the tax is delinquent, late payment adds a 3% penalty if paid within 30 days of becoming delinquent (waived if paid within 5 days), 10% after that, plus 15% annual interest (KRS 134.810).

Disputing a value: assessment questions go to the Woodford County PVA, not the Clerk. Under Kentucky Department of Revenue guidance, talk to the PVA first; if that does not resolve it, a written protest goes to the Department of Revenue within 60 days of the date of notice.

Kentucky has no state relief on the first $20,000 of vehicle value like Virginia's PPTRA. For how a relief program changes a car tax bill, see our Virginia PPTRA explained guide.

Real Estate Tax

2025 Rates

The 2025 baseline real estate rate in Woodford County is $0.884 per $100 of assessed value: the 10.6-cent state residential rate, Woodford County's 14.5-cent county-wide rate (general fiscal court 5.9, library 5, health 2, and extension 1.6 cents), and the 63.3-cent Woodford County school rate, per the Kentucky Department of Revenue's 2025 Property Tax Rate Book.

Every parcel pays one more levy. Outside the cities the 7.3-cent fire protection district brings the 2025 rate to $0.957 per $100, about $2,392.50 on a $250,000 assessment. Inside Versailles the 4.9-cent city levy makes $0.933 (about $2,332.50), and inside Midway the 4-cent city levy makes $0.924 (about $2,310.00). The County Clerk's 2025 rate sheet shows the same totals (9.57, 9.33, and 9.24 per $1,000).

Woodford County District and City Real Estate Levies (2025, cents per $100)
Levy Type Rate Total With Baseline
Fire Protection District (outside the cities)Fire district+7.3$0.957
VersaillesCity+4.9$0.933
MidwayCity+4.0$0.924

Woodford County has no independent school district. Source: Kentucky Department of Revenue 2025 Property Tax Rate Book, Woodford County 120, and the Woodford County Clerk's 2025 property tax rate sheet.

Tax year 2026: the state's 2026 Property Tax Rate Book was not yet published at our last check, so the 2026 Woodford County real estate stack is not shown here. Your 2026 bill shows the rates that apply to your parcel.

Assessment, Bills, and Due Dates

The Woodford County PVA assesses property for the state, county, cities, and other taxing districts; notices explaining the value assigned to each property are distributed each spring, and valuation questions go to the PVA (103 S. Main Street, Room 108, Versailles; (859) 873-4101). Homestead and disability exemptions require an application filed with the PVA.

The Woodford County Sheriff collects the county bill. The Sheriff states that property tax bills are mailed the last week of September and delinquent notices in February each year. The Sheriff's discount and penalty dates were not posted on its website or the county's at our last check, so use the dates printed on your bill or call the Sheriff's office (103 S. Main Street, Room 102, Versailles; (859) 873-3119). The Sheriff's website links an online tax bill search and payment. Delinquent bills from earlier years are handled by the County Clerk.

The City of Versailles collects property tax on all property within the city limits (its posted rate is 4.9 cents per $100); the Clerk's rate sheet shows the Versailles and Midway city levies billed separately from the county bill.

Homestead Exemption

Homeowners who own and live in their home and are 65 or older, or classified as totally disabled, can deduct $49,100 from the home's assessed value for the 2025-2026 assessment years (Kentucky Department of Revenue; KRS 132.810). Applications go to the Woodford County PVA.

Sales Tax

Rate and Composition

The sales tax rate in Woodford County is 6%, the same as everywhere in Kentucky. The Kentucky Department of Revenue states that there are no local sales and use taxes in Kentucky, so Versailles and Midway add nothing. Food and food ingredients for human consumption (groceries) are exempt under KRS 139.485. Candy, soft drinks, prepared food, alcoholic beverages, tobacco, and dietary supplements are taxable at 6%.

Source: Kentucky Department of Revenue - Sales and Use Tax.

How Woodford County Compares Across Kentucky

Woodford County's 2026 vehicle baseline of $1.1123 ranks 10th of Kentucky's 120 county baselines from lowest, below the statewide median of $1.2138; the statewide baselines run from $0.925 (Martin County) to $1.454 (Casey County). It is the lowest of the six counties around it. Its 2025 real estate baseline of $0.884 is higher than 28 of the 120 county baselines and below the statewide median of $0.992. Compare other Kentucky county pages: Jefferson County ($1.201 vehicle baseline), Fayette County ($1.2175), Kenton County ($1.3563), Warren County ($1.235), Boone County ($1.157), Hardin County ($1.1416), Daviess County ($1.194), Madison County ($1.266), Campbell County ($1.171), Bullitt County ($1.1325), Oldham County ($1.33683), Scott County ($1.284), Jessamine County ($1.208), Shelby County ($1.1625), Franklin County ($1.254), and Nelson County ($1.1835). See all 120 counties on the Kentucky county tax map.

Kentucky Tax Tools

Kentucky Car Tax Rates by County

All 120 Kentucky counties ranked by 2026 vehicle tax baseline. Woodford County ranks 10 of 120 (1 = lowest).

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Kentucky Vehicle Tax Map

Every Kentucky county shaded by its 2026 vehicle tax baseline. Select any county to compare it with Woodford County.

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Kentucky Car Tax Calculator

Estimate your 2026 Woodford County vehicle tax with the fire district or your city rate added from the official rate book.

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Neighboring Kentucky Counties

Woodford County borders six Kentucky counties. Their 2026 vehicle baselines from the same rate book:

For all 120 counties, see Kentucky Tax Rates by County.

Official Sources

Vehicle rates are tax year 2026 and real estate rates are tax year 2025, from the Kentucky Department of Revenue rate books. Rates change every year. Verify your bill with the Woodford County Clerk, Sheriff, PVA, or your city before making financial decisions. Data last verified: October 2026.

Frequently Asked Questions

What is the car tax rate in Woodford County, Kentucky?

For 2026 the baseline motor vehicle property tax rate in Woodford County is $1.1123 per $100 of assessed value: the 45-cent state rate, Woodford County's 15.33-cent county-wide rate, and the 50.9-cent Woodford County school rate. Most owners pay one more levy by location: the fire protection district outside the cities adds 3.7 cents ($1.1493), Versailles adds 12 cents ($1.2323), and Midway 5.5 cents ($1.1673). The baseline is the 10th lowest of Kentucky's 120 counties.

How much is the car tax on a $20,000 vehicle in Woodford County?

At the 2026 baseline of $1.1123 per $100, a vehicle assessed at $20,000 owes about $222.46 a year. With the fire district levy outside the cities it is about $229.86 ($1.1493); inside Versailles about $246.46 ($1.2323); and inside Midway about $233.46 ($1.1673).

When is the Woodford County vehicle tax due?

Vehicle property tax is paid to the Woodford County Clerk when you renew your registration, usually in your birth month; the Clerk notes that a Kentucky resident who owned the vehicle on January 1 may owe property tax on it. Under KRS 134.810 it is due by the last day of your renewal month, or by the last day of the month the vehicle is transferred if that is earlier. Once it is delinquent, late payment adds 3% if paid within 30 days of becoming delinquent (waived within 5 days), then 10%, plus 15% annual interest.

What is the Woodford County property tax rate?

The 2025 baseline real estate rate is $0.884 per $100 of assessed value: the 10.6-cent state residential rate, Woodford County's 14.5-cent county-wide rate, and the 63.3-cent Woodford County school rate. Outside the cities the 7.3-cent fire protection district brings it to $0.957; a Versailles home paid $0.933 and a Midway home $0.924 for 2025. The baseline is higher than 28 of Kentucky's 120 county baselines and below the state median of $0.992.

When are Woodford County property tax bills due?

The Woodford County Sheriff collects the county property tax bill. The Sheriff says bills are mailed the last week of September and delinquent notices go out in February. Its discount and penalty dates were not posted online at our last check, so use the dates printed on your bill or call the Sheriff at (859) 873-3119. The City of Versailles collects its own city property tax separately.

Is there a local sales tax in Versailles or Woodford County?

No. Kentucky's sales tax is 6% statewide, and there are no local sales and use taxes in Kentucky, so purchases in Versailles, Midway, and the rest of Woodford County are taxed at 6%. Groceries are exempt, while prepared food, candy, soft drinks, alcohol, and tobacco are taxable.

Kentucky Vehicle Tax Map

Every Kentucky county shaded by its 2026 baseline vehicle tax rate per $100. Woodford County is highlighted - select any other county to compare its vehicle and real estate baselines.

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Munib Ur Rehman Written by Munib Ur Rehman