Christian County Tax Rates

Christian County Tax Rates - At a Glance

Christian County, Kentucky Tax Rates Summary

Tax Type	Rate	Notes
Vehicle Property (Car) Tax	$1.176 per $100 (2026)	Baseline: state 45 + county-wide 16 + Christian County schools 56.6 cents, outside the cities; Hopkinsville $1.427, Oak Grove $1.281; J.D. Power average trade-in value on January 1
Real Estate Tax	$0.722 per $100 (2025)	Baseline: state 10.6 + county-wide 22.6 + Christian County schools 39 cents; city and watershed district rates add by address
Sales Tax	6%	Statewide rate; no local sales tax in Kentucky; groceries exempt

Vehicle Property (Car) Tax

2026 Rate Stack

Kentucky taxes vehicles as property every year. The 2026 Christian County baseline is $1.176 per $100 of assessed value, the sum of three rates from the Kentucky Department of Revenue's 2026 MOTAX Rate Book: the 45-cent state rate, Christian County's 16-cent county-wide rate (general 11.6, health 3.2, and extension 1.2 cents; the soil conservation levy is 0 on vehicles), and the 56.6-cent Christian County school rate. Every county and school rate is the same as in 2025. The county's three watershed districts levy 0 cents on vehicles, and there is no independent school district.

City levies apply by address. Hopkinsville, Oak Grove, Crofton, Lafayette, and Pembroke each add a vehicle levy; Crofton (25.45 to 29.52 cents) and Oak Grove (8.33 to 10.5 cents) raised theirs for 2026. Hopkinsville's annual financial report states that the city's vehicle taxes are billed and collected by the Christian County Clerk.

Christian County City Vehicle Levies (2026, cents per $100)

City	City Levy	Total With State, County-Wide, and School	Tax on $20,000
Hopkinsville	+25.1	$1.427	$285.40
Oak Grove	+10.5 (8.33 in 2025)	$1.281	$256.20
Crofton	+29.52 (25.45 in 2025)	$1.4712	$294.24
Lafayette	+30	$1.476	$295.20
Pembroke	+40.8	$1.584	$316.80

Your notice shows the city for your address. Source: Kentucky Department of Revenue 2026 MOTAX Rate Book, Christian County 024.

How the Vehicle Is Valued

January 1 is the assessment date. Under KRS 132.485 the standard value is the vehicle's average trade-in value in the J.D. Power valuation manual, not the rough or clean trade-in value and not the price you paid. Vehicles 20 or more years old use their 19th-year value, reduced 10% for each year beyond 19. The Property Valuation Administrator (PVA) may adjust the value when you show that the standard value does not reflect the vehicle's condition, options, mileage, or title.

Estimated 2026 Christian County Vehicle Tax

Assessed Value	Outside the Cities ($1.176)	Hopkinsville ($1.427)	Oak Grove ($1.281)
$10,000.00	$117.60	$142.70	$128.10
$20,000.00	$235.20	$285.40	$256.20
$30,000.00	$352.80	$428.10	$384.30
$40,000.00	$470.40	$570.80	$512.40

Property tax only. The plate registration fee is billed separately with your renewal and is not included. For other combinations, use the Kentucky car tax calculator.

When and How to Pay

The Christian County Clerk collects the tax with your registration renewal. Its office is at 511 South Main Street in Hopkinsville ((270) 887-4105). The Clerk notes that vehicles are most often registered and renewed in the owner's birth month and that the owner has the whole month to renew. The tax notice is mailed by the state several weeks before the renewal period, registrations can be renewed by mail (the Clerk adds a $2.00 postage and handling fee), and the office takes cash, check, money order, and debit or credit cards (cards carry an additional fee). Under KRS 134.810, the tax is due by the last day of the renewal month, or by the last day of the month the vehicle is transferred if that comes first. Once the tax is delinquent, late payment adds a 3% penalty if paid within 30 days of becoming delinquent (waived if paid within 5 days), 10% after that, plus 15% annual interest (KRS 134.810).

Disputing a value: assessment questions go to the Christian County PVA, not the Clerk. Under Kentucky Department of Revenue guidance, talk to the PVA first; if that does not resolve it, a written protest goes to the Department of Revenue within 60 days of the date of notice.

Kentucky has no state relief on the first $20,000 of vehicle value like Virginia's PPTRA. For how a relief program changes a car tax bill, see our Virginia PPTRA explained guide.

Real Estate Tax

2025 Rates

The 2025 baseline real estate rate in Christian County is $0.722 per $100 of assessed value: the 10.6-cent state residential rate, Christian County's 22.6-cent county-wide rate (general fiscal court 16.7, health 3.2, extension 2.3, and soil conservation 0.4 cents), and the 39-cent Christian County school rate, per the Kentucky Department of Revenue's 2025 Property Tax Rate Book. That is about $1,805.00 on a $250,000 assessment outside the cities, and the second lowest baseline in Kentucky.

Cities and three watershed districts add their own real estate rates where they apply. A Hopkinsville home totals $0.924 (about $2,310.00 on $250,000). An Oak Grove home totals $0.953 using the state rate book's 23.1-cent city rate; Oak Grove's own levy ordinance also lists a separate recreation levy that we could not read reliably from the scanned copy, so check your city bill.

Christian County City and District Real Estate Levies (2025, cents per $100)

Levy	Type	Rate	Total
Hopkinsville	City	+20.2	$0.924
Oak Grove	City	+23.1 (rate book; see note)	$0.953
Crofton	City	+23.7	$0.959
Lafayette	City	+24.3	$0.965
Pembroke	City	+21.4	$0.936
East Fork Pond River Watershed	Special district (where it applies)	+6	$0.782 outside the cities
Upper Tradewater Watershed	Special district (where it applies)	+8	$0.802 outside the cities
West Fork Pond River Watershed	Special district (where it applies)	+6	$0.782 outside the cities

The state's rate book also lists a timberland fire protection charge of 3.0 cents per acre and an East Fork Special #4 watershed charge of $1.50 per acre, and notes that the City of Lafayette did not respond to its request for tax rates in 2023, 2024, and 2025. Source: Kentucky Department of Revenue 2025 Property Tax Rate Book, Christian County 024.

Tax year 2026: the state's 2026 Property Tax Rate Book was not yet published at our last check, so the 2026 Christian County real estate stack is not shown here. Your 2026 bill shows the rates that apply to your parcel.

Assessment, Bills, and Due Dates

The Christian County PVA, Angie Strader, assesses property; the office is at 503 S. Main Street, 2nd Floor, in Hopkinsville ((270) 887-4115), per the Department of Revenue's PVA directory and the county website. Homestead and disability exemptions require an application filed with the PVA.

The Christian County Sheriff collects the county bill; the office is at 701 West 7th Street in Hopkinsville ((270) 887-4143). The Sheriff's own website was behind a security check at our last visit, so we could not read its 2025 discount and penalty dates on an official page. Use the dates printed on your bill.

For reference, Kentucky's default schedule under KRS 134.015 is a 2% discount if paid in full by November 1, the face amount from November 2 through December 31, a 5% penalty in January, and a 10% penalty after January 31. When bills go out late, the Department of Revenue can set an alternative schedule, so the dates printed on your bill control.

Hopkinsville bills and collects its own property tax. The city's annual financial report states that city property taxes "are payable by December 31" and are past due after December 31, when penalties and interest apply; card payments online carry a 2.4% processing fee (Revenue Office, (270) 890-0231). Oak Grove also sends a separate bill: the city states that its property taxes are "due no later than December 31st every year" and that interest is added to unpaid balances on January 2. For Crofton, Lafayette, and Pembroke, check with your city hall.

Homestead Exemption

Homeowners who own and live in their home and are 65 or older, or classified as totally disabled, can deduct $49,100 from the home's assessed value for the 2025-2026 assessment years (Kentucky Department of Revenue; KRS 132.810). Applications go to the Christian County PVA.

Sales Tax

Rate and Composition

The sales tax rate in Christian County is 6%, the same as everywhere in Kentucky. The Kentucky Department of Revenue states that there are no local sales and use taxes in Kentucky, so Hopkinsville, Oak Grove, Pembroke, Crofton, and Lafayette add nothing. Food and food ingredients for human consumption (groceries) are exempt under KRS 139.485. Candy, soft drinks, prepared food, alcoholic beverages, tobacco, and dietary supplements are taxable at 6%.

Source: Kentucky Department of Revenue - Sales and Use Tax.

How Christian County Compares Across Kentucky

Christian County's 2026 vehicle baseline of $1.176 is the 38th lowest of Kentucky's 120 county baselines, below the statewide median of $1.2138; the statewide baselines run from $0.925 (Martin County) to $1.454 (Casey County). Among its five Kentucky neighbors it is below Caldwell ($1.22) and Trigg ($1.227) and above Hopkins ($1.1535), Muhlenberg ($1.1382), and Todd ($1.1682). Its 2025 real estate baseline of $0.722 is the second lowest of the 120 county baselines, below the statewide median of $0.992. Compare other Kentucky county pages: Jefferson County ($1.201 vehicle baseline), Fayette County ($1.2175), Kenton County ($1.3563), Warren County ($1.235), Boone County ($1.157), Hardin County ($1.1416), Daviess County ($1.194), Madison County ($1.266), Campbell County ($1.171), Bullitt County ($1.1325), Oldham County ($1.33683), Scott County ($1.284), Jessamine County ($1.208), Shelby County ($1.1625), Franklin County ($1.254), Nelson County ($1.1835), Woodford County ($1.1123), Clark County ($1.2005), Henderson County ($1.171), McCracken County ($1.2029), Barren County ($1.1859), and Anderson County ($1.173). See all 120 counties on the Kentucky county tax map.