Oldham County (La Grange, Crestwood) Tax Rates

In Oldham County, Kentucky, the 2026 motor vehicle property tax baseline is $1.33683 per $100 of assessed value (state 45 + county-wide 24.383 + Oldham County schools 64.3 cents), so a $20,000 vehicle owes about $267.37 a year before any fire district or city levy. Most fire districts add 10 cents ($1.43683). The 2025 baseline real estate rate is $1.1304 per $100, before city and fire district levies. Sales tax is 6%, with no local add-on.

Official source, tax year 2026 (vehicles) and tax year 2025 (real estate): Kentucky Department of Revenue rate books, checked October 2026. See our methodology.

Pay or look up your bill: vehicle property tax is paid with your registration renewal through the Oldham County Clerk (oldhamcountyclerk.ky.gov) at its La Grange or Crestwood office. Real estate tax for the state, county, schools, and fire districts is paid to the Oldham County Sheriff (oldhamsheriff.com). The City of La Grange bills its own city tax (lagrangeky.gov). Value questions go to the Oldham County PVA (oldhampva.com).

Key Takeaways

  • Vehicle (car) tax baseline: $1.33683 per $100 for 2026, down from $1.3413 in 2025 and above the statewide median of $1.2138. It ranks 110th of Kentucky's 120 county baselines from lowest. A $20,000 vehicle owes about $267.37 a year.
  • Fire districts change the rate by address: six districts add 10 cents ($1.43683, about $287.37 on $20,000) and Anchorage Middletown Fire & EMS adds 17.5 cents ($1.51183).
  • La Grange is the only Oldham County city with a vehicle levy (+20 cents). Oldham County has a single school district.
  • The car tax is due with your registration renewal, by the end of your renewal month (KRS 134.810). There is no state relief on the first $20,000.
  • Real estate baseline: $1.1304 per $100 for 2025, higher than 94 of the 120 county baselines and above the statewide median of $0.992.
  • Homeowners 65 and older or totally disabled can deduct the $49,100 homestead exemption (2025-2026). Sales tax is 6% statewide; groceries are exempt.

Oldham County Tax Rates - At a Glance

Oldham County, Kentucky Tax Rates Summary
Tax Type Rate Notes
Vehicle Property (Car) Tax $1.33683 per $100 (2026) Baseline: state 45 + county-wide 24.383 + Oldham County schools 64.3 cents; fire districts and La Grange add by address; J.D. Power average trade-in value on January 1
Real Estate Tax $1.1304 per $100 (2025) Baseline: state 10.6 + county-wide 21.24 + Oldham County schools 81.2 cents; 7 cities and 7 fire districts add by address
Sales Tax 6% Statewide rate; no local sales tax in Kentucky; groceries exempt

Vehicle Property (Car) Tax

2026 Rate Stack

Kentucky taxes vehicles as property every year. For 2026, an Oldham County owner who lives outside the City of La Grange and outside any fire district pays $1.33683 per $100 of assessed value. That baseline is the sum of three rates from the Kentucky Department of Revenue's 2026 MOTAX Rate Book: the 45-cent state rate, Oldham County's 24.383-cent county-wide rate (general 13.383, ambulance 5, health 2.5, library 2, and extension 1.5 cents), and the 64.3-cent Oldham County school rate. The county general rate fell from 13.83 cents in 2025, so the baseline is 0.447 cents lower than 2025's $1.3413.

Fire districts add on top. Ballardsville, La Grange, North Oldham, Pewee Valley, South Oldham, and Westport fire districts each levy 10 cents on vehicles for 2026 (North Oldham rose from 9.5 cents), and Anchorage Middletown Fire & EMS levies 17.5 cents (17.3 in 2025). La Grange is the only city with a vehicle levy, 20 cents. Crestwood, Goshen, Orchard Grass Hills, Pewee Valley, Prospect, and River Bluff levy nothing on vehicles, and the Crystal Lake subdivision road district levies nothing on vehicles.

Oldham County Vehicle Tax by Location (2026, cents per $100)
Levy Type Rate Total With Baseline
City of La GrangeCity+20.0 cents$1.53683
Ballardsville Fire DistrictFire district+10.0 cents$1.43683
La Grange Fire DistrictFire district+10.0 cents$1.43683
North Oldham Fire DistrictFire district+10.0 cents$1.43683
Pewee Valley Fire DistrictFire district+10.0 cents$1.43683
South Oldham Fire DistrictFire district+10.0 cents$1.43683
Westport Fire DistrictFire district+10.0 cents$1.43683
Anchorage Middletown Fire & EMSFire district+17.5 cents$1.51183

Each total adds one levy to the $1.33683 baseline. An address inside La Grange that is also in a fire district pays both levies; your notice shows the levies for your address. Source: Kentucky Department of Revenue 2026 MOTAX Rate Book, Oldham County 093.

How the Vehicle Is Valued

January 1 is the assessment date. Under KRS 132.485 the standard value is the vehicle's average trade-in value in the J.D. Power valuation manual, not the rough or clean trade-in value and not the price you paid. Vehicles 20 or more years old use their 19th-year value, reduced 10% for each year beyond 19. The Property Valuation Administrator (PVA) may adjust the value when you show that the standard value does not reflect the vehicle's condition, options, mileage, or title.

Estimated 2026 Oldham County Vehicle Tax
Assessed Value At the $1.33683 Baseline In a 10-Cent Fire District ($1.43683)
$10,000$133.68$143.68
$20,000$267.37$287.37
$30,000$401.05$431.05
$40,000$534.73$574.73

Property tax only. The plate registration fee is billed separately with your renewal and is not included. For your exact address, pick your city and fire district in the Kentucky car tax calculator.

When and How to Pay

The Oldham County Clerk collects the tax with your registration renewal. Its main office is at 100 W. Jefferson Street #1 in La Grange ((502) 222-7645; Monday, Wednesday, and Friday 8 a.m. to 4 p.m., Tuesday 7 a.m. to 3 p.m., Thursday 8 a.m. to 6 p.m.), and its Crestwood office is at 6710 KY-146 ((502) 241-7621). Plates are usually renewed in the owner's birth month, and the Kentucky Department of Revenue mails a notice in the month before. Under KRS 134.810, the tax is due by the last day of the renewal month, or by the last day of the month the vehicle is transferred if that comes first. Once the tax is delinquent, late payment adds a 3% penalty if paid within 30 days of becoming delinquent (waived if paid within 5 days), 10% after that, plus 15% annual interest (KRS 134.810).

Disputing a value: assessment questions go to the Oldham County PVA (110 W. Jefferson Street, La Grange; (502) 222-9320), not the Clerk. Under Kentucky Department of Revenue guidance, talk to the PVA first; if that does not resolve it, a written protest goes to the Department of Revenue within 60 days of the date of notice.

Kentucky has no state relief on the first $20,000 of vehicle value like Virginia's PPTRA. For how a relief program changes a car tax bill, see our Virginia PPTRA explained guide.

Real Estate Tax

2025 Rates

The 2025 baseline real estate rate in Oldham County is $1.1304 per $100 of assessed value: the 10.6-cent state residential rate, Oldham County's 21.24-cent county-wide rate (general fiscal court 8.7, ambulance 4.74, library 3.9, health 2.5, and extension 1.4 cents), and the 81.2-cent Oldham County school rate, per the Kentucky Department of Revenue's 2025 Property Tax Rate Book. The baseline applies outside any city and fire district.

Fire districts and cities add to it. Example: a home outside any city in a 10-cent fire district paid 10.6 + 21.24 + 81.2 + 10 = $1.2304 per $100 for 2025, or about $3,076.00 on a $250,000 assessment, compared with about $2,826.00 at the baseline. A home in Crestwood adds the 10-cent city rate to whatever applies at that address.

Oldham County City and District Real Estate Levies (2025, cents per $100)
Levy Type Rate
CrestwoodCity+10.0
GoshenCity+11.7
River BluffCity+13.0
Pewee ValleyCity+14.39
Orchard Grass HillsCity+17.7
ProspectCity+18.3
La GrangeCity+19.1
Ballardsville Fire DistrictFire district+10.0
La Grange Fire DistrictFire district+10.0
North Oldham Fire DistrictFire district+10.0
Pewee Valley Fire DistrictFire district+10.0
South Oldham Fire DistrictFire district+10.0
Westport Fire DistrictFire district+10.0
Anchorage Middletown Fire & EMSFire district+17.5
Crystal Lake Subdivision Road MaintenanceSpecial district+10.0

Each rate adds to the $1.1304 baseline where it applies. Oldham County has no independent school district. The rate book also lists flat road bond and maintenance charges per parcel in a number of subdivisions, and notes that the Worthington Fire District merged into Anchorage Middletown Fire & EMS in 2019. Source: Kentucky Department of Revenue 2025 Property Tax Rate Book, Oldham County 093.

Tax year 2026: the state's 2026 Property Tax Rate Book was not yet published at our last check, so the 2026 Oldham County real estate stack is not shown here. Your 2026 bill shows the rates that apply to your parcel.

Assessment, Bills, and Due Dates

Real estate is assessed at fair cash value as of January 1 by the Oldham County PVA; the Sheriff notes that it never assesses value and refers bill questions about value to the PVA. The Oldham County Sheriff collects property taxes for the state, the county, the school district, one city, and 18 districts, and mails bills by the end of September each year. The bill states when the taxes are due and what to do to avoid penalties; the Sheriff's website does not publish the dates.

For reference, Kentucky's default schedule under KRS 134.015 is a 2% discount if paid in full by November 1, the face amount from November 2 through December 31, a 5% penalty in January, and a 10% penalty after January 31. When bills go out late, the Department of Revenue can set an alternative schedule, so the dates printed on your bill control.

You can pay online through the Sheriff's current-year tax bill lookup (card payments carry a 2-3% processing fee charged by the card company) or at the Sheriff's office in the Fiscal Court Building, 100 W. Jefferson Street, Suite 2, La Grange ((502) 222-9501; Monday, Tuesday, Wednesday, and Friday 8 a.m. to 4 p.m., Thursday 8 a.m. to 6 p.m.). The Sheriff's site also has a separate lookup for Crestwood city tax bills.

La Grange city bills. The City of La Grange bills its own city property tax. Its tax page lists a 2% discount if received or postmarked by October 15 and the face amount through November 15; after November 15 bills are presumed delinquent and penalties may apply. The page does not print a year. Pay at City Hall, 307 West Jefferson, La Grange ((502) 222-1433), by mail, or online by card (2.75% fee) (City of La Grange).

Homestead Exemption

Homeowners who own and live in their home and are 65 or older, or classified as totally disabled, can deduct $49,100 from the home's assessed value for the 2025-2026 assessment years (Kentucky Department of Revenue; KRS 132.810). Applications go to the Oldham County PVA ((502) 222-9320).

Sales Tax

Rate and Composition

The sales tax rate in Oldham County is 6%, the same as everywhere in Kentucky. The Kentucky Department of Revenue states that there are no local sales and use taxes in Kentucky, so La Grange, Crestwood, and the other cities add nothing. Food and food ingredients for human consumption (groceries) are exempt under KRS 139.485. Candy, soft drinks, prepared food, alcoholic beverages, tobacco, and dietary supplements are taxable at 6%.

Source: Kentucky Department of Revenue - Sales and Use Tax.

How Oldham County Compares Across Kentucky

Oldham County's 2026 vehicle baseline of $1.33683 ranks 110th of Kentucky's 120 county baselines from lowest, above the statewide median of $1.2138; the statewide baselines run from $0.925 (Martin County) to $1.454 (Casey County). Its 2025 real estate baseline of $1.1304 is higher than 94 of the 120 county baselines and above the statewide median of $0.992. Compare other Kentucky county pages: Jefferson County ($1.201 vehicle baseline), Fayette County ($1.2175), Kenton County ($1.3563), Warren County ($1.235), Boone County ($1.157), Hardin County ($1.1416), Daviess County ($1.194), Madison County ($1.266), Campbell County ($1.171), and Bullitt County ($1.1325). See all 120 counties on the Kentucky county tax map.

Kentucky Tax Tools

Kentucky Car Tax Rates by County

All 120 Kentucky counties ranked by 2026 vehicle tax baseline. Oldham County ranks 110 of 120 (1 = lowest).

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Kentucky Vehicle Tax Map

Every Kentucky county shaded by its 2026 vehicle tax baseline. Select any county to compare it with Oldham County.

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Kentucky Car Tax Calculator

Estimate your 2026 Oldham County vehicle tax with your city and fire district rates added from the official rate book.

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Neighboring Kentucky Counties

Oldham County borders four Kentucky counties, and Clark County, Indiana, across the Ohio River. The Kentucky neighbors' 2026 vehicle baselines from the same rate book:

  • Jefferson County - vehicle baseline $1.201 per $100 (2026)
  • Shelby County - vehicle baseline $1.1625 per $100 (2026)
  • Trimble County - vehicle baseline $1.1821 per $100 (2026)
  • Henry County - vehicle baseline $1.2764 per $100 (2026)

For all 120 counties, see Kentucky Tax Rates by County.

Official Sources

Vehicle rates are tax year 2026 and real estate rates are tax year 2025, from the Kentucky Department of Revenue rate books. Rates change every year. Verify your bill with the Oldham County Clerk, Sheriff, PVA, or your city before making financial decisions. Data last verified: October 2026.

Frequently Asked Questions

What is the car tax rate in Oldham County, Kentucky?

For 2026 the baseline motor vehicle property tax rate in Oldham County is $1.33683 per $100 of assessed value: the 45-cent state rate, Oldham County's 24.383-cent county-wide rate, and the 64.3-cent Oldham County school rate. It applies to an owner outside the City of La Grange and outside any fire district. La Grange is the only Oldham County city with a vehicle levy (20 cents), and seven fire districts add 10 to 17.5 cents by address. Oldham County has one school district for the whole county.

How much is the car tax on a $20,000 vehicle in Oldham County?

At the 2026 baseline of $1.33683 per $100, a vehicle assessed at $20,000 owes about $267.37 a year. An address in one of the 10-cent fire districts (Ballardsville, La Grange, North Oldham, Pewee Valley, South Oldham, or Westport) pays $1.43683, about $287.37, and an address in the Anchorage Middletown Fire & EMS district pays $1.51183, about $302.37. Inside La Grange city limits the city adds 20 cents to whatever applies at that address.

When is the Oldham County vehicle tax due?

Vehicle property tax is paid to the Oldham County Clerk when you renew your registration, usually in your birth month. Under KRS 134.810 it is due by the last day of your renewal month, or by the last day of the month the vehicle is transferred if that is earlier. Once it is delinquent, late payment adds 3% if paid within 30 days of becoming delinquent (waived within 5 days), then 10%, plus 15% annual interest.

What is the Oldham County property tax rate?

The 2025 baseline real estate rate is $1.1304 per $100 of assessed value: the 10.6-cent state residential rate, Oldham County's 21.24-cent county-wide rate, and the 81.2-cent Oldham County school rate. It is higher than 94 of Kentucky's 120 county baselines and above the state median of $0.992. Fire districts add 10 to 17.5 cents and seven cities add 10 to 19.1 cents by address; a home in a 10-cent fire district outside any city pays about $1.2304 per $100.

When are Oldham County property tax bills due?

The Oldham County Sheriff mails property tax bills by the end of September, and the bill states when the taxes are due and how to avoid penalties; the Sheriff's website does not publish the dates. Kentucky's default schedule (KRS 134.015) is a 2% discount if paid in full by November 1, the face amount through December 31, a 5% penalty in January, and 10% after January 31, but the Department of Revenue can set a later schedule when bills are delayed. The City of La Grange bills its own city tax, with a 2% discount if received or postmarked by October 15 and the face amount through November 15.

Is there a local sales tax in La Grange or Oldham County?

No. Kentucky's sales tax is 6% statewide, and there are no local sales and use taxes in Kentucky, so purchases in La Grange, Crestwood, and the rest of Oldham County are taxed at 6%. Groceries are exempt, while prepared food, candy, soft drinks, alcohol, and tobacco are taxable.

Kentucky Vehicle Tax Map

Every Kentucky county shaded by its 2026 baseline vehicle tax rate per $100. Oldham County is highlighted - select any other county to compare its vehicle and real estate baselines.

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Munib Ur Rehman Written by Munib Ur Rehman