Loudoun County Tax Rates
Loudoun County levies a real property tax of $0.805 per $100 of assessed value for FY2026, billed in two installments. The annual vehicle personal property tax rate is $3.09 per $100 for the 2026 tax year, with PPTRA relief applied to the first $20,000 of assessed value for qualifying personal use vehicles. Loudoun bills vehicle personal property tax in two installments due May 5 and October 5. The combined sales tax rate is 6.0% under the Northern Virginia regional transportation district. All three tax types are covered below with official source links.
Key Takeaways
- Real property tax rate: $0.805 per $100 of assessed value (FY2026). Loudoun County assesses all real property at 100% of fair market value. Verify the current rate at loudoun.gov/1922/Property-Tax-Rates.
- Property taxes are billed in two installments: June 5 (first) and December 5 (second; December 7 for the FY2026 second installment, as December 5 falls on a Saturday). Verify current due dates at loudoun.gov/1922/Property-Tax-Rates. Late payments incur a confirmed 10% penalty plus 10% annual interest per Code of Virginia § 58.1-3918.
- Vehicle personal property tax rate: $3.09 per $100 of assessed value for the 2026 tax year. Starting Tax Year 2026, cars, trucks, and SUVs are assessed using an MSRP-based methodology.
- PPTRA relief applies to the first $20,000 of assessed value for qualifying personal use vehicles. Loudoun County's current published PPTRA relief rate is 41% per loudoun.gov (tax year attribution not explicitly labeled on the official page; recalculated annually). Verify the current rate at loudoun.gov/1625/Calculating-the-Tax. Vehicles assessed at $1,000 or less receive 100% PPTRA relief and owe no vehicle personal property tax. Vehicle value above $20,000 is taxed at the full $3.09 rate.
- Vehicle personal property tax is billed in two equal installments: May 5 (first half) and October 5 (second half).
- Sales tax: 6.0%, the Northern Virginia regional rate (4.3% state + 1.0% local + 0.7% NoVA transportation). Qualifying groceries: 1.0%.
Loudoun County Tax Rates - At a Glance
| Tax Type | Rate | Notes |
|---|---|---|
| Real Property Tax | $0.805 per $100 | FY2026; assessed at 100% fair market value; two installments (Jun 5 / Dec 5, Dec 7 for 2026) |
| Vehicle Personal Property Tax | $3.09 per $100 | 2026 tax year; MSRP-based assessment (2026); PPTRA relief on first $20,000 (41% current published rate per loudoun.gov; recalculated annually); due May 5 and Oct 5 |
| Sales Tax | 6.0% | Northern Virginia regional rate; qualifying groceries 1.0% |
How Loudoun County Compares
Among the 27 Virginia jurisdictions published on CountyTaxTools, Loudoun County's property tax rate of $0.805 ranks 7th of 27 (7th lowest). On a $400,000 assessed home, that produces roughly $3,220/year. Loudoun County has among the highest property values in Virginia, so actual bills on typical homes are substantially higher than this $400K illustration.
| Jurisdiction | Property Rate | Vehicle Rate |
|---|---|---|
| Loudoun County | $0.805 | $3.09 |
| Prince William County | $0.906 | $3.50 |
| Fairfax County | $1.1225 | $4.57 |
| Frederick County | $0.480 | $4.23 |
Ranking is among the 27 jurisdictions currently published on CountyTaxTools, not all 133 Virginia localities. See full comparison | Estimate your bill
Real Property Tax
Rate and Assessment
Loudoun County's real property tax rate is $0.805 per $100 of assessed value for the fiscal year beginning July 1, 2025 (FY2026). The rate is set annually by the Loudoun County Board of Supervisors. Loudoun County assesses all real property at 100% of fair market value. Property owners who disagree with their assessed value may appeal through the Loudoun County Commissioner of the Revenue and, if unresolved, before the Board of Equalization.
Payment Schedule
| Installment | Due Date |
|---|---|
| First installment (50% of annual bill) | June 5 |
| Second installment (50% of annual bill) | December 5 (December 7 for FY2026, as December 5 falls on a Saturday) |
Late payments are subject to a confirmed 10% penalty plus 10% annual interest per Code of Virginia § 58.1-3918. Verify current Loudoun County penalty rates and due dates at loudoun.gov/1922/Property-Tax-Rates, as rates and dates may change.
Exemptions and Relief Programs
Loudoun County offers a Tax Relief for the Elderly and Disabled program. Qualifying seniors (age 65 or older) and permanently and totally disabled individuals with income and net worth below published thresholds may receive a full or partial exemption on their primary residence. Disabled veterans who are 100% service-connected disabled may qualify for a full real property tax exemption on their primary residence under Code of Virginia § 58.1-3219.5. Contact Loudoun County Tax Administration for current eligibility thresholds and application procedures.
Incorporated Towns Within Loudoun County
Loudoun County contains seven incorporated towns: Leesburg, Purcellville, Middleburg, Hamilton, Hillsboro, Lovettsville, and Round Hill. Residents of these towns pay the county real property tax rate and may also pay an additional town levy for town-provided services. If you live within a town's boundaries, confirm the applicable rates with both the town government and the county.
Source: Loudoun County Commissioner of the Revenue - Real Property Tax (loudoun.gov)
Vehicle Personal Property Tax
Rate and Assessment Method
Loudoun County levies an annual personal property tax on vehicles registered in the county. The adopted rate for the 2026 tax year is $3.09 per $100 of assessed value. Starting Tax Year 2026, Loudoun County assesses cars, trucks, and SUVs using an MSRP-based methodology rather than the J.D. Power Official Used Car Guide used in prior years. Under Code of Virginia § 58.1-3503, if a vehicle is not listed in the applicable pricing guide, the Commissioner of the Revenue determines the assessed value using an alternative approved method.
PPTRA Relief - State-Funded Tax Reduction
Virginia's Personal Property Tax Relief Act (PPTRA), Code of Virginia § 58.1-3524, provides partial state-funded relief on the first $20,000 of assessed value for qualifying personal use vehicles. Virginia distributes a fixed annual block grant of $950 million among all localities. Loudoun County calculates its annual PPTRA relief percentage by dividing the county's share of that grant by the total qualifying vehicle assessed value in the county for that year.
Loudoun County's current published PPTRA relief percentage is 41% per loudoun.gov/1625/Calculating-the-Tax ("Currently, the relief is 41%"). The official page does not specify which tax year this rate applies to. This means 41% of the tax on the first $20,000 of assessed value is covered by the state grant, reducing the effective tax burden on that portion to 59% of what it would otherwise be. Vehicles assessed at $1,000 or less receive 100% PPTRA relief and owe no vehicle personal property tax. Vehicle value above $20,000 receives no PPTRA relief and is taxed at the full $3.09 rate.
The PPTRA percentage is recalculated every year. Verify the current-year PPTRA percentage at loudoun.gov/1625/Calculating-the-Tax before relying on this figure for a current-year estimate.
Two-Installment Payment Schedule
Loudoun County bills vehicle personal property tax in two equal installments. Unlike many Virginia localities that collect vehicle personal property tax as a single annual payment, Loudoun splits the bill evenly across two due dates each year.
| Installment | Due Date |
|---|---|
| First installment (50% of annual bill) | May 5 |
| Second installment (50% of annual bill) | October 5 |
An initial 10% penalty applies to payments received after the due date. An additional 15% penalty (25% total) applies if the tax remains unpaid for more than 60 days after the original due date. Verify current rates with Loudoun County Tax Administration.
Proration
Loudoun County prorates vehicle personal property tax by month. Vehicles that become garaged in or removed from Loudoun County mid-year are taxed only for the months they are registered to a Loudoun County address. Contact the Commissioner of the Revenue for current proration rules and procedures.
Sources: Loudoun County Commissioner of the Revenue - Calculating the Vehicle Tax (loudoun.gov) | Loudoun County - Vehicle Personal Property Tax (loudoun.gov)
Sales Tax
Rate and Composition
The combined sales tax rate in Loudoun County is 6.0%. Loudoun County is within the Northern Virginia regional transportation district, which adds a 0.7% regional levy on top of the 5.3% statewide base rate.
| Component | Rate |
|---|---|
| Virginia state rate | 4.3% |
| Local rate | 1.0% |
| Northern Virginia regional transportation levy | 0.7% |
| Combined rate | 6.0% |
Qualifying food and grocery items are subject to Virginia's reduced 1.0% state rate rather than the full 6.0% combined rate. The applicable rate for any transaction depends on the location of the sale, not the buyer's residence. Virginia localities do not set their own sales tax rates; the 6.0% Loudoun County rate is authorized by the Virginia General Assembly through legislation governing the Northern Virginia regional transportation district.
Source: Virginia Department of Taxation - Sales and Use Tax (tax.virginia.gov)
Virginia Tax Tools
Virginia Car Tax Calculator
Estimate your Loudoun County annual vehicle personal property tax including PPTRA relief, based on your vehicle's assessed value.
LiveVirginia Property Tax Calculator
Estimate your Loudoun County annual real property tax based on assessed value.
LiveVirginia Sales Tax Calculator
Estimate sales tax on purchases in Loudoun County at the 6.0% Northern Virginia rate.
LiveNeighboring Virginia Jurisdictions
Loudoun County borders the following Virginia jurisdictions.
- Fairfax County
- Clarke County
- Fauquier County
- Prince William County
For statewide context and a complete list of Virginia jurisdictions, see Virginia County Tax Rates.
Official Sources
-
Loudoun County - Property Tax Rates
Official source for Loudoun County real property tax rates, assessments, exemption programs, and payment schedules.
loudoun.gov/1922/Property-Tax-Rates -
Loudoun County Commissioner of the Revenue - Calculating the Vehicle Tax
Official source for Loudoun County vehicle personal property tax rates, PPTRA relief percentages, assessment methods, and the county's official calculation example.
loudoun.gov/1625/Calculating-the-Tax -
Loudoun County - Vehicle Personal Property Tax
Official overview of Loudoun County vehicle personal property tax, including payment schedule and contact information.
loudoun.gov/1616/Vehicle-Personal-Property-Tax -
Virginia Department of Taxation - Sales and Use Tax
Official source for Virginia sales tax rates by region, including the Northern Virginia transportation district rate and the reduced grocery rate.
tax.virginia.gov/sales-and-use-tax -
Code of Virginia § 58.1-3524 - Personal Property Tax Relief Act (PPTRA)
Statutory authority for Virginia's vehicle personal property tax relief program, including the $20,000 assessed value threshold and the $950 million annual block grant structure.
law.lis.virginia.gov - PPTRA statutory reference -
Code of Virginia § 58.1-3503 - Assessment of Personal Property
Statutory authority for vehicle assessment methodology in Virginia, including the recognized pricing guide requirement.
law.lis.virginia.gov - § 58.1-3503
Tax rates are sourced from official Loudoun County and Virginia state government websites. Rates and due dates change. Verify current figures with Loudoun County Tax Administration before making financial decisions based on this page. Data last verified: March 2026.
Frequently Asked Questions
What is the Loudoun County property tax rate?
Loudoun County's real property tax rate is $0.805 per $100 of assessed value for FY2026 (fiscal year beginning July 1, 2025). The rate is set annually by the Board of Supervisors. Property is assessed at 100% of fair market value. Taxes are billed in two installments: June 5 and December 5 (December 7 for FY2026, as December 5 falls on a Saturday). Verify the current rate and due dates at loudoun.gov/1922/Property-Tax-Rates.
How is Loudoun County real property assessed?
Loudoun County assesses real property at 100% of fair market value. Property owners who believe their assessment does not reflect fair market value may appeal through the Commissioner of the Revenue and, if unresolved, before the Board of Equalization.
What is the Loudoun County vehicle personal property tax rate?
Loudoun County's vehicle personal property tax rate is $3.09 per $100 of assessed value for the 2026 tax year. Starting Tax Year 2026, cars, trucks, and SUVs are assessed using an MSRP-based methodology. For qualifying personal use vehicles, PPTRA relief applies to the first $20,000 of assessed value; the current published rate is 41% per loudoun.gov; verify at loudoun.gov/1625/Calculating-the-Tax. Vehicles assessed at $1,000 or less receive 100% PPTRA relief (no tax due). Vehicle value above $20,000 is taxed at the full $3.09 rate. The tax is billed in two equal installments: May 5 and October 5.
How does PPTRA relief work in Loudoun County?
Virginia's Personal Property Tax Relief Act (PPTRA) provides partial state-funded relief on the first $20,000 of assessed value for qualifying personal use vehicles. Loudoun County's current published PPTRA relief percentage is 41% per loudoun.gov/1625/Calculating-the-Tax ("Currently, the relief is 41%"). This means 41% of the tax on the first $20,000 of assessed value is covered by state funding. This reduces the effective tax on that portion to 59% of the base rate.
This percentage is not fixed. Virginia distributes a fixed $950 million annual grant among all localities, and each locality recalculates its own percentage annually based on its grant share relative to local qualifying vehicle values. The official page does not specify which tax year this 41% applies to. Verify the current-year rate at loudoun.gov/1625/Calculating-the-Tax. Vehicle value above $20,000 receives no PPTRA relief and is taxed at the full $3.09 rate.
When is Loudoun County vehicle personal property tax due?
Loudoun County bills vehicle personal property tax in two equal installments: the first half is due May 5 and the second half is due October 5. An initial 10% penalty applies to late payments; an additional 15% penalty (25% total) applies if the tax remains unpaid for more than 60 days after the original due date. Verify current rates with Loudoun County Tax Administration.