Kerr County Property Tax & Sales Tax

Kerr County Tax Rates - At a Glance

Kerr County Current Tax Rates Summary

Tax Type	Rate	Notes
Property Tax (combined)	~1.81% of value	No single county rate - the sum of school district, city, county, and two countywide special districts on a City of Kerrville / Kerrville ISD parcel. Representative nominal stack; typical effective rate runs about 0.97% of market value.
County's own rate	$0.4024 / $100	Kerr County government portion only (Kerr County $0.3814 + Lateral Roads $0.0210); adopted at the no-new-revenue rate
Countywide special districts	$0.017743 / $100	Upper Guadalupe River Authority ($0.011170) + Headwaters Groundwater Conservation District ($0.006573)
Hospital / college district	None	Kerr County has no countywide hospital district and no community college taxing district
Annual Vehicle (Car) Tax	None	Texas levies no annual value-based vehicle property tax
Sales Tax	8.25%	6.25% state + 0.50% Kerr County + 1.50% city (Kerrville); groceries and most unprepared food exempt
Homestead Exemption	$140,000 school + 10% cap	Statutory school-district homestead; over-65 owners get an additional $60,000 school exemption.
Due Date	January 31	Delinquent February 1; statewide protest deadline May 15

Kerr County Property Tax

Kerr County property tax comes in two numbers that are easy to confuse. The county's own adopted rate is $0.4024 per $100 of value for the 2025 tax year - and it is only the Kerr County government's portion. Your actual bill is the sum of every overlapping taxing unit that covers your parcel: your school district, your city, the county, and two small countywide special districts. Combined, the typical total effective rate in Kerr County is about 0.97% of market value - an estimate from Census ACS 2023 5-year data (median real estate taxes paid $3,103 divided by median home value $321,200) and among the lowest measured on the site. Because the mix of taxing units differs from parcel to parcel, there is no single "Kerr County rate" for a full bill; the figures below are worked examples.

Kerr County's own rate of $0.4024 is posted as two units: Kerr County ($0.3814 = maintenance and operations $0.3322 plus debt $0.0492) and a Lateral Roads unit ($0.0210). The county adopted the no-new-revenue rate this year, a decrease from 2024, and it keeps bills down further because it has no countywide hospital district and no community college taxing district - two lines that inflate bills in many Texas counties. Kerr is also distinctive for two small countywide special districts: the Upper Guadalupe River Authority ($0.011170), which manages the Guadalupe River watershed, and the Headwaters Groundwater Conservation District ($0.006573), which protects the county's aquifers. And for 2025 the City of Kerrville adopted a disaster tax rate ($0.5711) under the declaration that followed the catastrophic July 2025 Guadalupe River flooding in the Hill Country.

How a typical Kerr County (City of Kerrville) bill is built (taxing-unit stack)

School district City County Special districts

City of Kerrville / Kerrville ISD parcel - adopted rates per $100 (2025 tax year)

Taxing unit	Rate /$100	Type
Kerrville ISD	$0.820033	School
City of Kerrville (disaster rate)	$0.571100	City
Kerr County (incl. Lateral Roads)	$0.402400	County
UGRA + Headwaters GCD	$0.017743	Special
Nominal total	~$1.811276	~1.81%

Rates from the Kerr County Truth-in-Taxation (Tax Code 26.16) Summary. This example is for a City of Kerrville / Kerrville ISD parcel; your total depends on your city and school district. Other school districts include Ingram ISD ($0.9169), Hunt ISD ($0.7316), Center Point ISD ($0.6669), Comfort ISD ($0.9328, part), Harper ISD ($0.6669), Divide ISD ($0.6822), and Medina ISD ($0.8787, part). The other incorporated city is Ingram ($0.3820). Rural parcels pay no city rate, and some carry a county emergency-service district (ESD 1-4) or the Lake Ingram Estates Road District instead.

Where your property-tax dollar goes

Kerrville ISD ~45.3% City ~31.5% County ~22.2% Special ~1.0%

On a typical City of Kerrville / Kerrville ISD parcel, Kerrville ISD is about 45.3% of the nominal bill ($0.820033 / $1.8113 nominal total), the City of Kerrville about 31.5%, Kerr County about 22.2%, and the two countywide special districts about 1.0% together. Percentages are rounded and use the nominal posted rates before any exemption - after the $140,000 school-district homestead exemption the taxable amount drops sharply, which is part of why the county's typical effective rate (about 0.97%) sits well below the nominal stacked rate (about 1.81%).

Who appraises, bills, and collects in Kerr County

• The Kerr Central Appraisal District sets appraised values, processes homestead exemptions, and runs protests, at kerrcad.org.
• The Kerr County Tax Assessor-Collector collects the property tax and also handles vehicle registration and titling, at kerrcountytx.gov.

For value questions, start with the appraisal district; to pay, start with the Kerr County Tax Assessor-Collector.

Homestead exemption, the 10% cap, and key dates

If you own and occupy your home as your principal residence on January 1, you can claim a residence homestead exemption, and you generally apply through the Kerr Central Appraisal District. For a Kerrville ISD parcel, the statewide school-district exemption removes $140,000 from the value the school district taxes for the 2025 tax year. If the owner is 65 or older, an additional $60,000 ISD exemption applies.

Some Kerr County cities also grant local-option homestead exemptions, but the exact per-unit amounts vary and were not fully extracted in this pass. Because those interact with each unit's own value, the calculator below models only the statutory $140,000 school-district homestead and treats its output as the conservative (high) end - a real over-65 homestead bill is lower. Confirm the exact exemptions on your account with the Kerr Central Appraisal District.

Separately, the 10% homestead appraisal cap limits how much your homestead's appraised (taxed) value can rise to 10% per year, not counting new improvements. The cap applies to the appraised value used for your bill, not the market value the appraisal district sets, and it starts the year after you first qualify for the homestead exemption.

Key dates: payment is due January 31 and unpaid amounts become delinquent February 1. The statewide protest deadline is May 15 or 30 days after your appraisal notice is delivered, whichever is later. Texas Tax Code Section 1.06 rolls any deadline that falls on a weekend or holiday to the next business day. We were not able to extract a Kerr County-specific penalty-and-interest schedule from an official source in this pass, so no penalty percentages are stated on this page.

How to protest your appraisal

Protests go to the Kerr Central Appraisal District, which publishes its protest procedures and deadlines and runs the property search and appeals process. File and track everything at kerrcad.org. Some private firms offer to handle protests for a percentage of any tax savings; such firms exist and charge a contingency fee, but we do not cite any savings figure or success rate as fact - results vary by parcel and year.

Estimate your Kerr County property tax

Sources: Kerr County 2025 Truth-in-Taxation (Tax Code 26.16) Summary (county rate and the Kerrville-area unit rates), the Kerr Central Appraisal District (appraised values and exemptions), the Texas Comptroller (sales tax), and Census ACS 2023 5-year estimates (typical effective rate). See the tax guides for how Texas homestead, protest, and appraisal-cap rules work.

Vehicle Taxes in Texas

Unlike many states, Texas does not levy an annual value-based property tax on cars or other vehicles. There is no yearly "car tax" bill in Kerr County. Instead, vehicle taxes in Texas work two ways:

• One-time motor-vehicle sales/use tax of 6.25% at purchase. For a private-party sale, the tax is charged on the greater of the actual sales price or 80% of the vehicle's Standard Presumptive Value (SPV). A vehicle received as a gift is taxed at a flat $10 instead.
• A flat annual registration fee (plus any local add-ons), which is a fixed fee, not a tax on the vehicle's value. In Kerr County you register and title through the Kerr County Tax Assessor-Collector.

So if you searched for a Texas car or vehicle sales tax, the answer is the one-time 6.25% charged when the vehicle is titled - there is no recurring vehicle property tax to budget for each year.

Kerr County Sales Tax

The combined sales tax rate in the City of Kerrville is 8.25% - the Texas maximum. It is made up of the 6.25% state rate, a 0.50% Kerr County rate, and a 1.50% city rate. Kerr County does levy its own 0.50% county sales tax, which applies countywide - so even outside a city the rate is 6.75%. Texas law caps the total local portion at 2.0%, so once the county's 0.50% and the city's 1.50% are combined, no further local rate can stack on top - which is why 8.25% is the maximum combined sales tax here.

City of Kerrville (Kerr County) sales tax components

Component	Rate
Texas state rate	6.25%
Kerr County	0.50%
City of Kerrville (local)	1.50%
Combined rate	8.25%

The 2.00% local share is the maximum Texas allows and here is split between the 0.50% county rate and the 1.50% city rate. Outside city limits the rate is 6.75% (state plus the countywide 0.50%). The City of Ingram is also 8.25%. Groceries and most unprepared food are exempt from sales tax.

Real Example: a $321,200 Kerrville Home

Here is how the numbers flow on a representative $321,200 City of Kerrville / Kerrville ISD home (the county median value) with a homestead exemption (owner under 65), applying only the school-district homestead to the school unit:

• Market value: $321,200.
• Homestead exemption: the $140,000 school-district exemption drops the Kerrville ISD taxable value to $181,200. The other units tax the full $321,200 in this simplified example.
• Stacked total: school $181,200 × 0.820033% = ~$1,486; city $321,200 × 0.571100% = ~$1,834; county $321,200 × 0.402400% = ~$1,293; special districts $321,200 × 0.017743% = ~$57.
• Estimated annual bill: about $4,670 per year.
• Monthly equivalent: about $389 per month.
• Effective rate: about 1.45% of market value in this simplified example.

How this compares to the county-wide median. The Census ACS county-wide median bill is about $3,103 (roughly 0.97% effective). This Kerrville city example lands above that, and that is expected: Kerrville is an incorporated city that also carries a full stack plus the 2025 disaster city rate, while much of Kerr County is unincorporated Hill Country ranch land (no city rate). A homesteaded rural parcel (school + county + special districts, no city) on the same $321,200 value would pay closer to $2,836 (about 0.88%). A non-homestead $321,200 Kerrville parcel would pay closer to the full nominal ~1.81%, or about $5,818, while a real over-65 homestead - with the extra $60,000 school exemption and any local-option amounts - would be lower than this example.

Limitations:

• Your total varies by school district and city; an Ingram, Hunt, Center Point, Comfort, Harper, Divide, or rural parcel uses a different stack.
• Local-option city homestead exemptions (and over-65, disability, and disabled-veteran exemptions) are not modeled in the simplified example above; this example applies only the school-district homestead, so a real homesteaded city bill is lower.
• Kerr County's exact penalty-and-interest schedule was not available from an official source in this pass and is not stated here.
• New-construction homes are often taxed on land only in the first year, then jump once the structure is on the roll.
• This is an estimate, not a parcel-exact bill. The typical effective rate is a Census ACS estimate, not a guaranteed rate.