Bexar County Property Tax & Sales Tax
Bexar County's own adopted property tax rate is $0.276331 per $100 of value (about 0.28%) for the 2025 tax year - that is the Bexar County government's portion only. Three other countywide districts also appear on every Bexar County bill: University Health (the county hospital district) $0.276235, Alamo Colleges $0.149150, and the San Antonio River Authority $0.018300, plus the county's own Road and Flood Control $0.023668 - bringing the countywide total to about $0.7437. The typical TOTAL effective rate, once you add your city and school district, is about 1.81% of market value - a Census ACS estimate (median tax $4,429 / median home value $244,100, ACS 2019-2023 5-year). Your exact rate depends on which city, school district, and special districts cover your parcel. Texas has no annual car tax, and the combined sales tax in San Antonio is 8.25%.
Data current as of July 2026. Countywide entity rates from the Bexar County Tax Assessor-Collector 2025 official tax-rate notice; city and school rates from each unit's adopted 2025 rate; typical effective rate from Census ACS 2019-2023 5-year estimates. See official sources.
Pay or look up your bill: use the official Bexar County Tax Office (Tax Assessor-Collector) at bexar.org (Pay Taxes Online) to pay your property tax bill and handle vehicle title and registration. To appeal your appraised value or file for exemptions, use the Bexar Appraisal District at bcad.org.
Key Takeaways
- Two numbers, not one: Bexar County's own rate is $0.276331 per $100 (0.28%); the typical total effective rate across all taxing units is about 1.81% of market value (a Census ACS estimate).
- The school district is the single largest slice of the bill. On a City of San Antonio / North East ISD parcel, North East ISD ($0.9822 per $100) is more than three times the entire county levy.
- The homestead exemption removes $140,000 of school-district taxable value (+$60,000 more if the owner is 65+), a 10% appraisal cap limits year-over-year appraised value growth on a homestead, and several Bexar taxing units also grant their own local-option homestead exemptions.
- Texas has no annual car/vehicle property tax. Instead there is a one-time 6.25% motor-vehicle sales tax at purchase plus a flat annual registration fee.
- Combined sales tax tops out at 8.25% (6.25% state + 1.125% City of San Antonio + 0.875% transit / Advanced Transportation District). Bexar County itself levies no county sales tax. Groceries are exempt.
- Property tax is due January 31 and becomes delinquent February 1.
Bexar County Tax Rates - At a Glance
| Tax Type | Rate | Notes |
|---|---|---|
| Property Tax (combined) | ~2.27% of value | No single county rate - the sum of county, city, school district, and special districts. Representative nominal stack; typical effective rate runs lower. |
| Annual Vehicle (Car) Tax | None | Texas levies no annual value-based vehicle property tax |
| Sales Tax | 8.25% | 6.25% state + local portion capped at 2.0%; qualifying groceries exempt |
| Homestead Exemption | $140,000 school + 10% cap | Over-65 or disabled: additional $60,000 school exemption + school-tax ceiling |
| Due Date | January 31 | Delinquent February 1; protest deadline May 15 |
Bexar County Property Tax
Bexar County property tax comes in two numbers that are easy to confuse. The county's own adopted rate is $0.276331 per $100 of value for the 2025 tax year - exact, from the Bexar County Tax Assessor-Collector's official 2025 tax-rate notice. But that is only the county government's portion. Your actual bill is the sum of every overlapping taxing unit that covers your parcel: your school district, your city, the county, and the countywide districts (University Health, Alamo Colleges, the San Antonio River Authority, and the county's Road and Flood Control fund). Combined, the typical total effective rate in Bexar County is about 1.81% of market value - an estimate from Census ACS 2019-2023 5-year data (median real estate taxes paid $4,429 divided by median home value $244,100). Because the mix of taxing units differs from parcel to parcel, there is no single "Bexar County rate" for a full bill; the figure below is a worked example.
How a typical San Antonio bill is built (taxing-unit stack)
| Taxing unit | Rate /$100 | Type |
|---|---|---|
| North East ISD | $0.9822 | School |
| City of San Antonio | $0.541590 | City |
| Bexar County | $0.276331 | County |
| University Health System (county hospital district) | $0.276235 | Hospital |
| Alamo Colleges (community college district) | $0.149150 | College |
| Bexar County Road and Flood Control | $0.023668 | Special |
| San Antonio River Authority | $0.018300 | Special |
| Nominal total | ~$2.2675 | ~2.27% |
Countywide entity rates from the Bexar County Tax Assessor-Collector 2025 official tax-rate notice (Bexar County, University Health, Alamo Colleges, San Antonio River Authority, Road and Flood Control) and the City of San Antonio adopted 2025 rate ($0.541590 = M&O $0.33009 + debt $0.21150). This example is for a City of San Antonio / North East ISD parcel; your total depends on your city, school district, and special districts.
Two things stand out. First, the school district ($0.9822) is the single largest slice - on its own it is more than three times the entire Bexar County levy ($0.276331). Second, the nominal stacked rate of about $2.2675 per $100 (~2.27%) is higher than the ACS effective rate of about 1.81%. That gap is mostly exemptions: the school district, the biggest unit, only taxes value above the $140,000 homestead exemption, and several Bexar units grant additional local-option homestead exemptions, so the rate people actually pay on market value is lower than simply adding the posted rates together.
Where your property-tax dollar goes
On a typical City of San Antonio / North East ISD parcel, the school district is about 43% of the bill (North East ISD $0.9822 / $2.2675 nominal total). The city is roughly 24%, Bexar County about 12%, and the hospital, college, and special districts (University Health, Alamo Colleges, Road and Flood Control, and the San Antonio River Authority) about 21% combined. Percentages are rounded and use the nominal posted rates before any exemption.
Your total varies by school district, city, and special district. The example above is one common combination. Many Bexar County parcels sit in a different school district (San Antonio ISD, Northside ISD, Judson, East Central, Southwest, South San Antonio, and others), a different city or suburb (Alamo Heights, Converse, Leon Valley, Universal City, Live Oak), or an emergency-services or municipal-utility district that adds its own rate. Look up your parcel's exact rates and any proposed changes on the official Truth-in-Taxation site: texas.gov/propertytaxes.
Homestead exemption, the 10% cap, and key dates
If you own and occupy your home as your principal residence on January 1, you can claim a residence homestead exemption. For a San Antonio-area school district parcel, that exemption removes $140,000 from the value the school district taxes for the 2025 tax year. If the owner is 65 or older, an additional $60,000 ISD exemption applies, plus a school-tax ceiling (freeze) that caps the school portion of the bill going forward. The school-district exemption lowers the school-district taxable value only - but in Bexar County several other units also give homeowners a break through local-option homestead exemptions (a percentage off value that the county, city, and some districts may adopt). Check your parcel's full exemption list with the Bexar Appraisal District (BCAD).
Separately, the 10% homestead appraisal cap limits how much your homestead's appraised (taxed) value can rise to 10% per year, not counting new improvements. The cap applies to the appraised value used for your bill, not the market value the appraisal district sets, and it starts the year after you first qualify for the homestead exemption.
Worked example: on a $244,100 North East ISD home with a homestead exemption, the school district taxes only $244,100 - $140,000 = $104,100, while the county, city, hospital, college, and special districts tax up to the full value (less any local-option exemptions they grant). That single school-district difference is why the exemption matters most against the largest unit.
Key dates: Bexar County property tax is due January 31 and becomes delinquent February 1, when a 6% penalty plus 1% interest begins and increases monthly. To challenge your value, file a protest with the Bexar Appraisal District (BCAD) by May 15, or 30 days after your appraisal notice is mailed, whichever is later.
How to protest your appraisal
You can pursue an informal review with a BCAD appraiser, a formal Appraisal Review Board (ARB) hearing, or BCAD's online protest process. File and track everything at bcad.org. Some private firms offer to handle protests for a percentage of any tax savings; such firms exist and charge a contingency fee, but we do not cite any savings figure or success rate as fact - results vary by parcel and year.
Estimate your Bexar County property tax
Uses a typical City of San Antonio / North East ISD taxing-unit stack. The homestead exemption is applied to the school-district unit only, the way the real bill works. County, city, and district local-option exemptions are not modeled, so this can slightly overstate the bill.
| Market value | |
| Est. taxable value (school district, after exemption) | |
| Estimated annual property tax | |
| Monthly equivalent | |
| Effective rate |
Estimate only, using a typical City of San Antonio / North East ISD taxing-unit stack before county/city/district local-option exemptions. Your exact bill depends on which city, school district, and special districts cover your parcel, and on local-option exemptions. Look up your parcel on the Bexar Appraisal District (bcad.org) and Truth-in-Taxation (texas.gov/propertytaxes) sites.
Sources: Bexar County Tax Assessor-Collector - Tax Rates (countywide entity rates, 2025), the City of San Antonio and North East ISD adopted 2025 rates, Bexar Appraisal District (exemptions, protest, dates), and Census ACS 2019-2023 5-year estimates (typical effective rate).
Vehicle Taxes in Texas
Unlike many states, Texas does not levy an annual value-based property tax on cars or other vehicles. There is no yearly "car tax" bill in Bexar County. Instead, vehicle taxes in Texas work two ways:
- One-time motor-vehicle sales/use tax of 6.25% at purchase. For a private-party sale, the tax is charged on the greater of the actual sales price or 80% of the vehicle's Standard Presumptive Value (SPV). A vehicle received as a gift is taxed at a flat $10 instead.
- A flat annual registration fee (plus any local add-ons), which is a fixed fee, not a tax on the vehicle's value. In Bexar County you register and title through the Bexar County Tax Office.
So if you searched for a Texas car or vehicle sales tax, the answer is the one-time 6.25% charged when the vehicle is titled - there is no recurring vehicle property tax to budget for each year.
Bexar County Sales Tax
The combined sales tax rate in the City of San Antonio is 8.25%. It is built from a state rate plus local components - and Bexar County itself levies no county sales tax.
| Component | Rate |
|---|---|
| Texas state rate | 6.25% |
| City of San Antonio | 1.125% |
| San Antonio MTA (VIA transit) + Advanced Transportation District | 0.875% |
| Bexar County | 0.00% |
| Combined rate | 8.25% |
Texas law caps the total local portion at 2.0%. This is a shared ceiling, not additive past 2%: once city, transit, and any special-purpose district rates add up to 2%, no further local rate can stack on top. That is why 8.25% is the maximum combined sales tax anywhere in Texas, including Bexar County. Qualifying groceries are exempt from sales tax.
Real Example: a $300,000 San Antonio Home
Here is how the numbers flow on a representative $300,000 City of San Antonio / North East ISD home with a homestead exemption (owner under 65), using the school-district homestead only:
- Market value: $300,000.
- Homestead exemption: the school-district homestead exemption removes $140,000 from the North East ISD taxable value, so the school district taxes $160,000. The city, county, hospital, college, and special districts tax the full $300,000 in this simplified example (local-option homestead exemptions would lower some lines further).
- Stacked total: school $160,000 × 0.9822% = ~$1,572; city $300,000 × 0.5416% = ~$1,625; county $300,000 × 0.2763% = ~$829; University Health $300,000 × 0.2762% = ~$829; Alamo Colleges + Road & Flood + River Authority on $300,000 = ~$573.
- Estimated annual bill: about $5,427 per year.
- Monthly equivalent: about $452 per month.
- Effective rate: about 1.81% of market value in this simplified example - very close to the county-wide ACS median effective rate of about 1.81%.
Limitations:
- Your total varies by school district, city, and any special district covering your parcel.
- Local-option exemptions (county, city, and district homestead percentages, plus over-65, disability, disabled-veteran) vary by unit and can lower the bill further; this simplified example applies only the school-district homestead.
- New-construction homes are often taxed on land only in the first year, then jump once the structure is on the roll.
- A newly purchased home can reset toward your purchase price in year two, before your own homestead cap takes hold.
- This is an estimate, not a parcel-exact bill. The typical effective rate is a Census ACS estimate, not a guaranteed rate.
Frequently Asked Questions
Why did my Bexar County property tax jump the second year after I bought?
In your first year you often inherit the prior owner's capped and exempted value, so the bill looks low. In year two the appraised value resets toward your purchase price, and your own homestead exemption and 10% appraisal cap only start once you qualify (you must own and occupy the home on January 1). An escrow shortage from your mortgage servicer frequently lands at the same time, which makes the jump feel even larger.
How does the homestead exemption work in Bexar County and when does it start?
To qualify for a residence homestead exemption you must own and occupy the home as your principal residence on January 1 of the tax year. For a San Antonio-area school district parcel, the school district homestead exemption removes $140,000 from the value taxed by the school district for the 2025 tax year. The school-district exemption reduces the school-district taxable value only; the county, city, and special districts still tax your value, although several Bexar County taxing units also grant their own local-option homestead exemptions. File the exemption with the Bexar Appraisal District (BCAD).
What is the 10% appraisal cap?
The 10% homestead appraisal cap limits how much the appraised (taxed) value of a qualified homestead can rise year over year to 10%, not counting the value of new improvements. It caps the appraised value used for your bill, not the market value the appraisal district sets, so your market value can still be listed higher. The cap starts the year after you qualify for the homestead exemption, which is one reason a newly purchased Bexar County home can see a larger increase in the second year.
How do I protest my Bexar County appraisal and when is the deadline?
File a protest with the Bexar Appraisal District (BCAD) by May 15, or 30 days after your appraisal notice is mailed, whichever is later. You can pursue an informal review with an appraiser, a formal Appraisal Review Board (ARB) hearing, or BCAD's online protest process. File and track your protest at bcad.org.
Why are Bexar County property taxes high?
Texas has no state income tax, so local property tax carries more of the cost of public services than it does in income-tax states. On a typical San Antonio parcel the school district is the single largest slice of the bill, and Bexar also stacks a hospital district (University Health) and a community college district (Alamo Colleges) on top of the county, city, and school levies. The nominal stacked rate of about 2.27% per $100 is higher than the roughly 1.81% ACS effective rate mainly because the homestead exemption and local-option exemptions lower the value each unit actually taxes.
Does Bexar County have a county sales tax?
No. Bexar County itself does not levy a county sales tax. The 8.25% combined rate in San Antonio is made up of the 6.25% Texas state rate plus 1.125% City of San Antonio and 0.875% for the San Antonio transit and Advanced Transportation District (special). Texas caps the total local portion at 2.0% as a shared ceiling, so 8.25% is the maximum combined rate. Qualifying groceries are exempt from sales tax.
Next Steps
- Protest your appraisal if your value looks too high - file with BCAD by May 15 at bcad.org.
- Look up your exact parcel rates on the official Truth-in-Taxation site at texas.gov/propertytaxes.
- Pay your bill through the Bexar County Tax Office at bexar.org.
- Compare with other Texas metros - see how Harris County, Dallas County, and Tarrant County stack up.
Texas Property Tax Tools
Property Tax Cap Calculator
Will your taxes go up? Project next year's taxable value under the 10% homestead appraisal cap.
LiveProperty Tax Protest Calculator
Should you protest? Estimate the annual savings, plus the May 15 protest and April 30 exemption deadlines.
LiveOver-65 Property Tax Calculator
Over-65 exemption and school-tax ceiling (freeze) estimate.
LiveCounty Tax Comparison
Compare this county's tax to other Texas metros on the same home value.
LiveOfficial Sources
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Bexar County Tax Assessor-Collector - Tax Rates
Official county source for the adopted 2025 tax rates of the countywide taxing units (Bexar County $0.276331, University Health $0.276235, Alamo Colleges $0.149150, San Antonio River Authority $0.018300, Road and Flood Control $0.023668).
bexar.org (Tax Rates) - last verified July 2026 -
Bexar Appraisal District (BCAD)
Official source for appraised values, homestead and over-65 exemptions, the 10% appraisal cap, protest deadlines, and the online protest process, plus the per-entity tax rate report.
bcad.org - last verified July 2026 -
Bexar County Tax Office (Tax Assessor-Collector)
Official portal to pay your property tax bill, view due dates, and handle vehicle title and registration.
bexar.org (Pay Taxes Online) - last verified July 2026 -
City of San Antonio - Tax Rate Summary
Official source for the City of San Antonio adopted 2025 property tax rate ($0.541590 = M&O $0.33009 + debt $0.21150).
sa.gov (Tax Rate Summary) - last verified July 2026 -
Texas Truth-in-Taxation
Official statewide site to look up the exact rates and proposed changes for the taxing units that cover your parcel.
texas.gov/propertytaxes - last verified July 2026 -
Texas Comptroller - Sales and Use Tax
Official source for the 6.25% state rate, the 2.0% local cap, the San Antonio city and transit components, and the grocery exemption.
comptroller.texas.gov/taxes/sales - last verified July 2026 -
U.S. Census Bureau - American Community Survey (ACS) 2019-2023 5-year
Source for the typical total effective property tax rate estimate (median real estate taxes paid $4,429 / median home value $244,100). This effective rate is an estimate, not an official adopted rate.
data.census.gov - last verified July 2026
Data current as of July 2026. The countywide entity rates are from the Bexar County Tax Assessor-Collector 2025 official tax-rate notice; the City of San Antonio rate is the city's adopted 2025 rate; the school-district figure is a representative North East ISD example. The typical effective rate is a Census ACS estimate. Rates and dates change. Verify current figures with the Bexar Appraisal District and the Bexar County Tax Office before making financial decisions based on this page.
Nearby Texas Counties
Bexar County anchors the San Antonio metro. Compare it with other live Texas metros, or check back as more county pages go live:
- Travis County
- Comal County (coming soon)
- Guadalupe County (coming soon)
- Medina County (coming soon)
- Atascosa County (coming soon)
- Wilson County (coming soon)
For statewide context, see Texas Property Tax & Sales Tax by County.
Texas Property Tax Map
The ten Texas counties with published tax rates are shaded by their combined property tax rate. This county is highlighted - select any other to compare.
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