Fluvanna County, Virginia Tax Rates
Fluvanna County's personal property (vehicle) tax rate is $4.10 per $100 of assessed value, covering cars, trucks, motorcycles, RVs, boats, and trailers. The real estate tax rate is $0.755 per $100 for 2026, Business Personal Property is $2.90 per $100, and Machinery and Tools is $1.90 per $100. Combined sales tax is 5.3% - notably, Fluvanna is NOT in the Central Virginia 6.0% region even though it is part of the Charlottesville metro area. Vehicles are assessed at the average trade-in value in the January Eastern Edition J.D. Power (NADA) Official Used Car Guide, with a high-mileage discount available; the county does not prorate, and real estate and personal property are due in two installments on June 5 and December 5. Fluvanna sits in the central Virginia Piedmont southeast of Charlottesville; the county seat is Palmyra, and the county is anchored by the Lake Monticello community and the Zion Crossroads Interstate 64 growth corridor. Verify current adopted rates with Fluvanna County before making financial decisions.
Rates verified June 2026. See our methodology for sourcing and update cadence.
Key Takeaways
- Vehicle (car) personal property tax rate: $4.10 per $100 of assessed value, verified direct from the Fluvanna County Tax Rates and Timeline page. The same $4.10 rate covers cars, trucks, motorcycles, RVs, boats, and trailers.
- County real estate tax rate: $0.755 per $100 of assessed value for 2026 (the Virginia DOT Local Tax Rates Survey tax year 2025 listed $0.750), also applying to mobile homes. Virginia real estate is assessed at 100% fair market value under Code of Virginia § 58.1-3201.
- Business Personal Property: $2.90 per $100 - a separate, lower rate than the $4.10 vehicle rate. Machinery and Tools: $1.90 per $100.
- Assessment method: vehicles are assessed at the average trade-in value in the January Eastern Edition of the J.D. Power (NADA) Official Used Car Guide, with a high-mileage discount available (requests and appeals accepted through December 5).
- No proration: Fluvanna County is a non-prorating locality. January 1 is the tax day - if you owned the vehicle on January 1 you pay for the full year; a vehicle purchased after January 1 is not taxed until the following year.
- Due dates: real estate and personal property are due in two installments, June 5 (first half) and December 5 (second half); a penalty is assessed the next day and interest accrues monthly thereafter.
- PPTRA relief applies to a qualifying personal-use car, motorcycle, pickup, or panel truck of 10,000 pounds or less on the first $20,000 of value; the relief percentage is set annually - confirm with the Commissioner of the Revenue at 434-591-1940.
- Annual license fees (separate from the tax): Vehicle $33, Motorcycle $18, Trailer $18.
- Sales tax: 5.3% (4.3% state + 1.0% local), "Everywhere else" tier. Fluvanna is NOT in the Central Virginia 6.0% region despite being in the Charlottesville metro area.
- Fluvanna has no incorporated towns of its own; the county seat, Palmyra, is unincorporated.
- Adjacent live jurisdiction pages: Albemarle County (west, 5.3%), Louisa County (northeast, 5.3%), Goochland County (east, 6.0%), Cumberland County (southeast, 5.3%), Buckingham County (south, 5.3%).
Fluvanna County Tax Rates - At a Glance
| Tax Type | County Rate (per $100) | Notes |
|---|---|---|
| Personal Property (cars, trucks, motorcycles, RVs, boats, trailers) | $4.10 | PPTRA on first $20,000 of a qualifying personal-use vehicle. Separate annual license fees apply. |
| Real Estate / Mobile Homes | $0.755 | 2026 rate (DOT TY2025 listed $0.750). Assessed at 100% fair market value. |
| Business Personal Property | $2.90 | Separate, lower rate than the $4.10 vehicle rate. |
| Machinery and Tools | $1.90 | Business machinery and tools. |
| Vehicle annual license fee | $33.00 | Flat annual fee, separate from the ad valorem tax. |
| Motorcycle / Trailer annual license fee | $18.00 | Flat annual fee, separate from the ad valorem tax. |
| Sales Tax | 5.3% (4.3% state + 1.0% local) - "Everywhere else" tier | |
County rates verified directly from the Fluvanna County official Tax Rates and Timeline and Personal Property pages (fluvannacounty.org) in June 2026 (Stage 1 direct fetch, high confidence). The Virginia DOT Local Tax Rates Survey tax year 2025 corroborates the county levies (RE $0.750, Personal Property $4.100, Machinery and Tools $1.900; the county raised the real estate rate to $0.755 for 2026). Sales tax verified at the Virginia Department of Taxation. The current-year PPTRA relief percentage is set annually and is not published on the accessed county pages.
Vehicle Personal Property (Car) Tax
Rate and Classification
Fluvanna County taxes cars, trucks, motorcycles, recreational vehicles, boats, and trailers at $4.10 per $100 of assessed value, per the county Tax Rates and Timeline page. Business Personal Property is taxed separately at a lower $2.90 per $100. The Board of Supervisors sets the rates annually.
Assessment Method
Fluvanna assesses vehicles at the average trade-in value shown in the January Eastern Edition of the J.D. Power (NADA) Official Used Car Guide. A high-mileage discount is available for vehicles with documented above-average mileage; requests for high-mileage adjustments and assessment appeals are accepted through December 5 each year. January 1 is the tax day.
PPTRA Relief
Qualifying personal-use vehicles receive Virginia's Personal Property Tax Relief (PPTRA). Relief applies to a personal-use passenger car, motorcycle, pickup, or panel truck with a registered gross weight of 10,000 pounds or less on January 1, reducing the tax on the first $20,000 of value, under Code of Virginia § 58.1-3524. The relief percentage varies each year and is set by the Board of Supervisors; the current-year percentage is not published on the accessed county pages - confirm it with the Commissioner of the Revenue at 434-591-1940.
Vehicle License Fees
Separate from the ad valorem personal property tax, Fluvanna charges a flat annual license fee: $33 per vehicle, $18 per motorcycle, and $18 per trailer. These are fixed fees and are not folded into the $4.10 tax rate.
How the Car Tax Is Calculated
Once the J.D. Power-based assessment is set, the tax is computed at $4.10 per $100. For example, a vehicle assessed at $10,000 produces a tax before relief of $10,000 × 4.10% = $410.00; PPTRA relief is then applied to the tax on a qualifying personal-use vehicle (on the first $20,000 of value) at the current-year relief percentage. Because Fluvanna does not prorate, a vehicle with situs in the county on January 1 is taxed for the full year.
Source: Fluvanna County Commissioner of the Revenue - Personal Property (fluvannacounty.org) and Tax Rates and Timeline. For a deeper explanation of PPTRA, see our Virginia PPTRA explained guide.
Real Estate Tax
Rate and Assessment
Fluvanna County's real estate tax rate is $0.755 per $100 of assessed value for 2026, as published on the county Tax Rates and Timeline page; the Virginia DOT Local Tax Rates Survey tax year 2025 listed $0.750, which the county raised slightly to $0.755. Mobile homes are taxed at the same $0.755 rate. All real estate in Virginia is assessed at 100% of fair market value under Code of Virginia § 58.1-3201; real property is assessed by the Commissioner of the Revenue, and the reassessment cycle is set by the Board of Supervisors.
Due Dates
Fluvanna County collects real estate and personal property tax in two installments: the first half by June 5 and the second half by December 5. If taxes are not paid by those dates, a penalty is assessed the next day and interest is added each month thereafter. Confirm specifics with the Fluvanna County Treasurer or the Commissioner of the Revenue at 434-591-1940.
Exemptions and Relief Programs
Fluvanna County offers real estate tax relief for qualifying residents who are at least 65 years old or permanently and totally disabled, with income and asset limits set by the Board of Supervisors. Disabled veterans who are 100% service-connected disabled may qualify for a full real estate exemption on their primary residence under Code of Virginia § 58.1-3219.5, and a qualifying veteran's primary personal-use vehicle may be exempt under Article X, Section 6-A(8) of the Constitution of Virginia. Contact the Fluvanna County Commissioner of the Revenue for current eligibility thresholds and procedures.
Source: Fluvanna County - Tax Rates and Timeline and Real Estate Tax (Treasurer) (direct verification, June 2026). Virginia DOT Local Tax Rates Survey tax year 2025 used for corroboration.
Machinery, Tools, and Business Personal Property
Fluvanna County levies Business Personal Property at $2.90 per $100 and Machinery and Tools at $1.90 per $100 - both lower than the $4.10 rate that applies to vehicles and general personal property. The Virginia DOT Local Tax Rates Survey tax year 2025 records a $1.900 Machinery and Tools rate for Fluvanna and a $2.900 figure that corresponds to the county's Business Personal Property classification (Fluvanna taxes business tangible personal property rather than a separate merchants' capital).
Source: Fluvanna County Tax Rates and Timeline (fluvannacounty.org/cotr/page/tax-rates-and-timeline) and Virginia DOT Local Tax Rates Survey TY2025 - direct verification, June 2026.
Sales Tax
Rate and Composition
The combined sales tax rate in Fluvanna County is 5.3%. Fluvanna falls in Virginia's baseline 5.3% "Everywhere else" tier, per the Virginia Department of Taxation. This is a notable boundary case: Fluvanna is part of the Charlottesville metropolitan area and borders Goochland, which is in the Central Virginia 6.0% regional transportation district - but the Central Virginia district covers only Charles City, Chesterfield, Goochland, Hanover, Henrico, New Kent, Powhatan, and Richmond City. Fluvanna is not on that list, so it stays at 5.3%.
| Component | Rate |
|---|---|
| Virginia state rate | 4.3% |
| Standard local rate | 1.0% |
| Combined rate | 5.3% |
Qualifying food and grocery items are subject to Virginia's reduced 1.0% rate. A shopper crossing east into Goochland moves up to the 6.0% Central Virginia rate.
Source: Virginia Department of Taxation - Retail Sales and Use Tax (tax.virginia.gov)
Geography and Context: Lake Monticello, Palmyra, and Zion Crossroads
Fluvanna County sits in the central Virginia Piedmont southeast of Charlottesville, between the Rivanna and James Rivers. The county was formed in 1777 from Albemarle County and named for the Fluvanna River (the colonial name for the upper James). The county seat is Palmyra, an unincorporated village; Fluvanna has no incorporated towns of its own.
Fluvanna's largest community is Lake Monticello, a large gated residential lake community that holds much of the county's population and residential tax base. The county's northwestern corner reaches the fast-growing Zion Crossroads Interstate 64 commercial corridor (shared with neighboring Louisa), and Fork Union is home to the Fork Union Military Academy. Residential growth toward Charlottesville, the Lake Monticello community, and the Zion Crossroads corridor anchor the local tax base.
Adjacent jurisdictions: Albemarle County (live; west, 5.3% sales), Louisa County (live; northeast, 5.3% sales), Goochland County (live; east, 6.0% sales), Cumberland County (live; southeast, 5.3% sales), Buckingham County (live; south, 5.3% sales).
Central Piedmont Cluster Context
Fluvanna County is one of the best-connected pages in the live central Virginia Piedmont cluster, bordering five live CountyTaxTools jurisdictions: Albemarle (Charlottesville), Louisa (Lake Anna), Goochland (Richmond-west), Cumberland, and Buckingham. Fluvanna's standout features within this cluster are (1) the relatively high $4.10 vehicle rate alongside a much lower $2.90 business personal property rate, (2) the J.D. Power trade-in assessment with a high-mileage discount, (3) the no-proration rule, and (4) the 5.3% sales-tax classification despite Charlottesville-MSA membership and a 6.0% neighbor in Goochland.
Virginia Tax Tools
Virginia Car Tax Calculator
Estimate your annual vehicle personal property tax. For Fluvanna County, use the $4.10/$100 rate and apply PPTRA relief on a qualifying vehicle valued $20,000 or less.
LiveVirginia Property Tax Calculator
Estimate your Fluvanna County annual real estate tax at the $0.755/$100 county rate.
LiveVirginia Sales Tax Calculator
Estimate sales tax on purchases in Fluvanna County at the 5.3% rate (4.3% state + 1.0% local).
LiveOther Virginia Jurisdictions
Fluvanna County borders five live central Piedmont jurisdictions. Compare nearby live jurisdictions:
- Albemarle County (west, 5.3%)
- Louisa County (northeast, 5.3%)
- Goochland County (east, 6.0% Central VA)
- Cumberland County (southeast, 5.3%)
- Buckingham County (south, 5.3%)
For statewide context and a complete list of Virginia jurisdictions, see Virginia County Tax Rates.
Official Sources
-
Fluvanna County - Tax Rates and Timeline (Commissioner of the Revenue)
Official source for current tax rates: Real Estate $0.755, Mobile Homes $0.755, Personal Property $4.10, Business Personal Property $2.90, Machinery and Tools $1.90, and annual license fees (Vehicle $33, Motorcycle $18, Trailer $18). Commissioner of the Revenue, 34 Palmyra Way, P.O. Box 124, Palmyra VA 22963. Phone: 434-591-1940.
fluvannacounty.org/cotr/page/tax-rates-and-timeline -
Fluvanna County - Personal Property
Official source for the J.D. Power (NADA) January Eastern Edition trade-in assessment method, the high-mileage discount, the non-prorating rule (January 1 tax day), and PPTRA relief on a qualifying personal-use vehicle of 10,000 pounds or less on the first $20,000 of value.
fluvannacounty.org/cotr/page/personal-property -
Fluvanna County - Real Estate & Personal Property (Treasurer)
Official source for the two-installment due dates (first half June 5, second half December 5) and penalty/interest. Taxes are assessed by the Commissioner of the Revenue and paid to the Treasurer.
fluvannacounty.org/treasurer/page/personal-property-tax -
Virginia Department of Taxation - Local Tax Rates Survey TY2025
Official statewide survey of real estate, tangible personal property, machinery and tools, and merchants' capital tax rates for all Virginia localities. Includes Fluvanna County in Table 1 (County Levies): RE $0.750 (county raised to $0.755 for 2026), TPP $4.100, M&T $1.900, and a $2.900 figure corresponding to the county's Business Personal Property classification. No county-specific town overlay (Fluvanna has no incorporated towns).
tax.virginia.gov/local-tax-rates -
Virginia Department of Taxation - Retail Sales and Use Tax
Official source for Virginia sales tax rates by region. Fluvanna County is in the 5.3% "Everywhere else" tier (not in the Central Virginia 6.0% region despite Charlottesville-MSA membership).
tax.virginia.gov/retail-sales-and-use-tax -
Code of Virginia § 58.1-3524 - Personal Property Tax Relief Act (PPTRA)
Statutory authority for Virginia's vehicle personal property tax relief program.
law.lis.virginia.gov - PPTRA statutory reference
County tax rates (Real Estate, Personal Property/vehicles, Business Personal Property, Machinery and Tools, and the annual license fees), the J.D. Power (NADA) trade-in assessment method, the high-mileage discount, the non-prorating rule, and the June 5 / December 5 due dates were verified directly from the Fluvanna County official Tax Rates and Timeline, Personal Property, and Treasurer pages in June 2026 (Stage 1 direct fetch, high confidence). The Virginia DOT Local Tax Rates Survey tax year 2025 corroborates the county levies. Sales tax verified at the Virginia Department of Taxation. The current-year PPTRA relief percentage is set annually by the Board and is not published on the accessed county pages - confirm with the Commissioner of the Revenue at 434-591-1940. Rates change annually - verify current figures with Fluvanna County before making financial decisions. Data last verified: June 2026.
Frequently Asked Questions
What is the Fluvanna County car tax (vehicle personal property) rate?
Fluvanna County's personal property tax rate is $4.10 per $100 of assessed value, per the county Tax Rates and Timeline page. The same rate covers cars, trucks, motorcycles, RVs, boats, and trailers. Vehicles are assessed at the average trade-in value in the January Eastern Edition J.D. Power (NADA) Official Used Car Guide, with a high-mileage discount. PPTRA applies to a qualifying personal-use vehicle of 10,000 pounds or less on the first $20,000 of value; a separate $33 annual license fee also applies. Confirm the current PPTRA percentage with the Commissioner at 434-591-1940.
What is the Fluvanna County property tax rate?
Fluvanna County's real estate tax rate is $0.755 per $100 of assessed value for 2026 (DOT TY2025 listed $0.750). Mobile homes are $0.755. Real estate is assessed at 100% fair market value and is due in two installments, June 5 and December 5.
What is the sales tax rate in Fluvanna County?
The combined sales tax rate in Fluvanna County is 5.3%: 4.3% state + 1.0% standard local. Fluvanna is in the 5.3% "Everywhere else" tier - it is NOT in the Central Virginia 6.0% region even though it is part of the Charlottesville metro area and borders Goochland (6.0%).
When are Fluvanna County taxes due?
Fluvanna County real estate and personal property taxes are due in two installments: the first half by June 5 and the second half by December 5. A penalty is assessed the next day and interest is added each month thereafter. Confirm specifics with the Treasurer or the Commissioner of the Revenue at 434-591-1940.
How are vehicles assessed in Fluvanna County?
Fluvanna assesses vehicles at the average trade-in value in the January Eastern Edition J.D. Power (NADA) Official Used Car Guide. A high-mileage discount is available; requests and assessment appeals are accepted through December 5. January 1 is the tax day, and the county does not prorate.
Does Fluvanna County prorate personal property tax?
No. Fluvanna County is a non-prorating locality. If you owned a vehicle on January 1 you pay personal property tax for the full year; if you purchased a vehicle after January 1 you do not pay Fluvanna personal property tax on it until the following year.