Navarro County Property Tax & Sales Tax

Navarro County Tax Rates - At a Glance

Navarro County Current Tax Rates Summary

Tax Type	Rate	Notes
Property Tax (combined)	~1.89% of value	No single county rate - the sum of school district, city, county funds, and Navarro College on a City of Corsicana / Corsicana ISD parcel. Representative nominal stack; typical effective rate runs about 1.20% of market value.
County's own rate	$0.4197 / $100	Navarro County government portion only: general $0.3445 (M&O $0.3380 + debt $0.0065) + Road & Bridge $0.0697 + Flood Control $0.0055
Hospital / college district	College yes, hospital no*	Navarro College $0.1001 (Hill College $0.083223 in the NW); *Fairfield Hospital District covers only the SE Fairfield-ISD area
Annual Vehicle (Car) Tax	None	Texas levies no annual value-based vehicle property tax
Sales Tax	8.25%	6.25% state + 0.50% Navarro County + 1.50% city (Corsicana); groceries and most unprepared food exempt
Homestead Exemption	$140,000 school + 10% cap	Statutory school-district homestead; over-65 owners get an additional $60,000 school exemption.
Due Date	January 31	Delinquent February 1; statewide protest deadline May 15

Navarro County Property Tax

Navarro County property tax comes in two numbers that are easy to confuse. The county's own adopted rate is $0.4197 per $100 of value for the 2025 tax year - and it is only the Navarro County government's portion. Your actual bill is the sum of every overlapping taxing unit that covers your parcel: your school district, your city (if any), the county funds, and the Navarro College junior-college district. Combined, the typical total effective rate in Navarro County is about 1.20% of market value - an estimate from Census ACS 2024 5-year data (median real estate taxes paid $2,075 divided by median home value $172,600). Because the mix of taxing units differs from parcel to parcel, there is no single "Navarro County rate" for a full bill; the figures below are worked examples.

Navarro County's own rate of $0.4197 is posted as three separate funds: a general county rate ($0.3445, itself M&O $0.3380 + debt $0.0065), a dedicated County Road & Bridge rate ($0.0697), and a Flood Control rate ($0.0055). On top of the county, most parcels also carry the Navarro College junior-college district ($0.1001) - the appraisal district confirms this by publishing a county-plus-Navarro-College total of $0.5198. The northwest corner of the county (Blooming Grove, Frost, Bynum) sits in the Hill College district ($0.083223) instead. Corsicana is the county seat and largest city, an I-45 regional center about 50 miles south of Dallas.

How a typical Navarro County (City of Corsicana) bill is built (taxing-unit stack)

School district City County (3 funds) Community college

City of Corsicana / Corsicana ISD parcel - adopted rates per $100 (2025 tax year)

Taxing unit	Rate /$100	Type
Corsicana ISD	$0.862000	School
City of Corsicana	$0.503400	City
Navarro County (general + road & bridge + flood)	$0.419700	County
Navarro College	$0.100100	College
Nominal total	~$1.885200	~1.89%

Rates from the Navarro Central Appraisal District 2025 tax rates. This example is for a City of Corsicana / Corsicana ISD parcel; your total depends on your city and school district. Other school districts include Blooming Grove ISD ($1.1726), Rice ISD ($1.1673), Frost ISD ($1.2197), Kerens ISD ($0.9892), Dawson ISD ($0.9399), and Mildred ISD ($1.0042). Unincorporated Corsicana ISD parcels pay no city rate (about $1.381800 combined). Northwest-county parcels use Hill College ($0.083223) instead of Navarro College.

Where your property-tax dollar goes

Corsicana ISD ~45.7% City ~26.7% County (3 funds) ~22.3% Navarro College ~5.3%

On a typical City of Corsicana / Corsicana ISD parcel, Corsicana ISD is about 45.7% of the nominal bill ($0.8620 / $1.8852 nominal total), the City of Corsicana about 26.7%, the three Navarro County funds about 22.3% combined, and Navarro College about 5.3%. Percentages are rounded and use the nominal posted rates before any exemption - after the $140,000 school-district homestead exemption the taxable amount drops sharply, which is part of why the county's typical effective rate (about 1.20%) sits below the nominal stacked rate (about 1.89%).

Who appraises, bills, and collects in Navarro County

• The Navarro Central Appraisal District sets appraised values, processes homestead exemptions, and runs protests, at navarrocad.com (903-872-6161).
• The Navarro County Tax Assessor-Collector collects the property tax and also handles vehicle registration and titling, at co.navarro.tx.us (pay online at actweb.acttax.com).

For value questions, start with the appraisal district; to pay, start with the Navarro County Tax Assessor-Collector.

Homestead exemption, the 10% cap, and key dates

If you own and occupy your home as your principal residence on January 1, you can claim a residence homestead exemption, and you generally apply through the Navarro Central Appraisal District. For a Corsicana ISD parcel, the statewide school-district exemption removes $140,000 from the value the school district taxes for the 2025 tax year. If the owner is 65 or older, an additional $60,000 ISD exemption applies.

Some Navarro County cities also grant local-option homestead exemptions, but the exact per-unit amounts vary and were not fully extracted in this pass. Because those interact with each unit's own value, the calculator below models only the statutory $140,000 school-district homestead and treats its output as the conservative (high) end - a real over-65 homestead bill is lower. Confirm the exact exemptions on your account with the Navarro Central Appraisal District.

Separately, the 10% homestead appraisal cap limits how much your homestead's appraised (taxed) value can rise to 10% per year, not counting new improvements. The cap applies to the appraised value used for your bill, not the market value the appraisal district sets, and it starts the year after you first qualify for the homestead exemption.

Key dates: payment is due January 31 and unpaid amounts become delinquent February 1. The statewide protest deadline is May 15 or 30 days after your appraisal notice is delivered, whichever is later. Texas Tax Code Section 1.06 rolls any deadline that falls on a weekend or holiday to the next business day. We were not able to extract a Navarro County-specific delinquent penalty-and-interest schedule from an official source in this pass, so no penalty percentages are stated on this page.

How to protest your appraisal

Protests go to the Navarro Central Appraisal District, which publishes its protest procedures and deadlines and runs the property search and appeals process. File and track everything at navarrocad.com. Some private firms offer to handle protests for a percentage of any tax savings; such firms exist and charge a contingency fee, but we do not cite any savings figure or success rate as fact - results vary by parcel and year.

Estimate your Navarro County property tax

Sources: Navarro Central Appraisal District 2025 tax rates (county rate and the Corsicana-area unit rates), the Navarro Central Appraisal District (appraised values and exemptions), the Texas Comptroller (sales tax), and Census ACS 2024 5-year estimates (typical effective rate). See the tax guides for how Texas homestead, protest, and appraisal-cap rules work.

Vehicle Taxes in Texas

Unlike many states, Texas does not levy an annual value-based property tax on cars or other vehicles. There is no yearly "car tax" bill in Navarro County. Instead, vehicle taxes in Texas work two ways:

• One-time motor-vehicle sales/use tax of 6.25% at purchase. For a private-party sale, the tax is charged on the greater of the actual sales price or 80% of the vehicle's Standard Presumptive Value (SPV). A vehicle received as a gift is taxed at a flat $10 instead.
• A flat annual registration fee (plus any local add-ons), which is a fixed fee, not a tax on the vehicle's value. In Navarro County you register and title through the Navarro County Tax Assessor-Collector.

So if you searched for a Texas car or vehicle sales tax, the answer is the one-time 6.25% charged when the vehicle is titled - there is no recurring vehicle property tax to budget for each year.

Navarro County Sales Tax

The combined sales tax rate in the City of Corsicana is 8.25% - the Texas maximum. It is made up of the 6.25% state rate, a 0.50% Navarro County rate, and a 1.50% city rate. Navarro County does levy its own 0.50% county sales tax, which applies countywide - so even outside a city the rate is 6.75%. Texas law caps the total local portion at 2.0%, so once the county's 0.50% and the city's 1.50% are combined, no further local rate can stack on top - which is why 8.25% is the maximum combined sales tax here.

City of Corsicana (Navarro County) sales tax components

Component	Rate
Texas state rate	6.25%
Navarro County	0.50%
City of Corsicana (local)	1.50%
Combined rate	8.25%

The 2.00% local share is the maximum Texas allows and here is split between the 0.50% county rate and the 1.50% city rate. Outside city limits the rate is 6.75% (state plus the countywide 0.50%). The exact city-versus-economic-development split of the Corsicana local rate varies. Groceries and most unprepared food are exempt from sales tax.

Real Example: a $172,600 Corsicana Home

Here is how the numbers flow on a representative $172,600 City of Corsicana / Corsicana ISD home (the county median value) with a homestead exemption (owner under 65), applying only the school-district homestead to the school unit:

• Market value: $172,600.
• Homestead exemption: the $140,000 school-district exemption drops the Corsicana ISD taxable value to $32,600. The other units tax the full $172,600 in this simplified example.
• Stacked total: school $32,600 × 0.862000% = ~$281; city $172,600 × 0.503400% = ~$869; county funds $172,600 × 0.419700% = ~$724; Navarro College $172,600 × 0.100100% = ~$173.
• Estimated annual bill: about $2,047 per year.
• Monthly equivalent: about $171 per month.
• Effective rate: about 1.19% of market value in this simplified example.

How this compares to the county-wide median. The Census ACS county-wide median bill is about $2,075 (roughly 1.20% effective). This Corsicana city example lands almost exactly on it. A homesteaded parcel with no city rate (school + county funds + college, roughly $1,178 on the same $172,600 value) would pay closer to 0.68%, and a real over-65 homestead - with the extra $60,000 school exemption and the school-tax ceiling - would be lower still. A non-homestead $172,600 Corsicana parcel would pay closer to the full nominal ~1.89%, or about $3,254.

Limitations:

• Your total varies by school district and city; a Blooming Grove, Rice, Frost, Kerens, Dawson, Mildred, or unincorporated parcel uses a different stack.
• Local-option city homestead exemptions (and over-65, disability, and disabled-veteran exemptions) are not modeled in the simplified example above; this example applies only the school-district homestead, so a real homesteaded city bill is lower.
• Navarro County's exact delinquent penalty-and-interest schedule was not available from an official source in this pass and is not stated here.
• New-construction homes are often taxed on land only in the first year, then jump once the structure is on the roll.
• This is an estimate, not a parcel-exact bill. The typical effective rate is a Census ACS estimate, not a guaranteed rate.