Coryell County Property Tax & Sales Tax

Coryell County Tax Rates - At a Glance

Coryell County Current Tax Rates Summary

Tax Type	Rate	Notes
Property Tax (combined)	~2.01% of value	No single county rate - the sum of school district, city, county, and college district on a City of Copperas Cove / Copperas Cove ISD parcel. Representative nominal stack; typical effective rate runs about 1.41% of market value.
County's own rate	$0.475200 / $100	Coryell County government portion only (M&O $0.433220 + debt service $0.041980)
College district	$0.090000 / $100	Central Texas College; levies on the Killeen-Copperas Cove side of the county
Annual Vehicle (Car) Tax	None	Texas levies no annual value-based vehicle property tax
Sales Tax	8.25%	6.25% state + 0.5% Coryell County + 1.5% City of Copperas Cove; groceries and most unprepared food exempt
Homestead Exemption	$140,000 school + 10% cap	Statutory school-district homestead; several county units add local-option homestead exemptions; over-65 owners get an additional $60,000 school exemption.
Due Date	January 31	Delinquent February 1; statewide protest deadline May 15

Coryell County Property Tax

Coryell County property tax comes in two numbers that are easy to confuse. The county's own adopted rate is $0.475200 per $100 of value for the 2025 tax year - and it is only the Coryell County government's portion. Your actual bill is the sum of every overlapping taxing unit that covers your parcel: your school district, your city, the county, and (on the Copperas Cove side) the Central Texas College district. Combined, the typical total effective rate in Coryell County is about 1.41% of market value - an estimate from Census ACS 2023 5-year data (median real estate taxes paid $2,509 divided by median home value $177,400). Because the mix of taxing units differs from parcel to parcel, there is no single "Coryell County rate" for a full bill; the figures below are worked examples.

Coryell County's own rate of $0.475200 is split into maintenance and operations ($0.433220) and debt service ($0.041980). What makes a Copperas Cove bill distinctive is a countywide-style Central Texas College district, which levies $0.090000 on parcels across the Killeen-Copperas Cove side of the county, and the county's location on the western edge of the Killeen-Temple metro next to Fort Cavazos (formerly Fort Hood). There is no countywide hospital district. The county seat, Gatesville, is a smaller town in the Gatesville ISD area - also home to several Texas state prison units - and is outside the college district, so a Gatesville parcel typically stacks three units (school, city, county) rather than four. A City of Copperas Cove parcel commonly stacks four taxing units: school, city, county, and college.

How a typical Coryell County (City of Copperas Cove) bill is built (taxing-unit stack)

School district City County College district

City of Copperas Cove / Copperas Cove ISD parcel - adopted rates per $100 (2025 tax year)

Taxing unit	Rate /$100	Type
Copperas Cove ISD	$0.757500	School
City of Copperas Cove	$0.686419	City
Coryell County	$0.475200	County
Central Texas College	$0.090000	College
Nominal total	~$2.009119	~2.01%

Rates from the Coryell Central Appraisal District 2025 Entity Tax Rates schedule. This example is for a City of Copperas Cove / Copperas Cove ISD parcel; your total depends on your city, school district, and whether you are in the college district. Other school districts in the county include Oglesby ISD ($1.179300, the highest), Lampasas ISD ($1.015200), Moody ISD ($1.048200), Crawford ISD ($0.979547), Valley Mills ISD ($0.927810), Gatesville ISD ($0.896900), Jonesboro ISD ($0.748800), and Evant ISD ($0.660800); cities include Gatesville ($0.560000), McGregor ($0.531392), Evant ($0.508652), and Oglesby ($0.225758). Some parcels also carry the Middle Trinity Groundwater Conservation District ($0.005950).

Where your property-tax dollar goes

Copperas Cove ISD ~37.7% City ~34.2% County ~23.6% College ~4.5%

On a typical City of Copperas Cove / Copperas Cove ISD parcel, Copperas Cove ISD is about 37.7% of the nominal bill ($0.757500 / $2.0091 nominal total), the City of Copperas Cove about 34.2%, Coryell County about 23.6%, and the Central Texas College district about 4.5%. Percentages are rounded and use the nominal posted rates before any exemption - after the $140,000 school-district homestead exemption (and the local-option homestead exemptions several units grant), the taxable amount drops sharply, which is part of why the county's typical effective rate (about 1.41%) sits below the nominal stacked rate (about 2.01%).

Who appraises, bills, and collects in Coryell County

• The Coryell Central Appraisal District sets appraised values, processes homestead exemptions, and runs protests, at coryellcad.org (254-865-6593; offices in Gatesville and Copperas Cove).
• The Coryell County Tax Office (Tax Assessor-Collector) collects the property tax and also handles vehicle registration and titling, at coryellcountytax.com.

For value questions, start with the appraisal district; to pay, start with the Coryell County Tax Office.

Homestead exemption, the 10% cap, and key dates

If you own and occupy your home as your principal residence on January 1, you can claim a residence homestead exemption, and you generally apply through the Coryell Central Appraisal District. For a Copperas Cove ISD parcel, the statewide school-district exemption removes $140,000 from the value the school district taxes for the 2025 tax year. If the owner is 65 or older, an additional $60,000 ISD exemption applies.

Several Coryell County units also grant local-option homestead and over-65 exemptions, but the exact per-unit amounts are published on the appraisal district's exemption schedule, which we did not extract in this pass. Because a percentage or fixed exemption interacts with each unit's own value, the calculator below models only the statutory $140,000 school-district homestead and treats its output as the conservative (high) end - a real Copperas Cove homestead bill is lower. Confirm the exact exemptions on your account with the Coryell Central Appraisal District.

Separately, the 10% homestead appraisal cap limits how much your homestead's appraised (taxed) value can rise to 10% per year, not counting new improvements. The cap applies to the appraised value used for your bill, not the market value the appraisal district sets, and it starts the year after you first qualify for the homestead exemption.

Key dates: payment is due January 31 and unpaid amounts become delinquent February 1. The statewide protest deadline is May 15 or 30 days after your appraisal notice is delivered, whichever is later. Texas Tax Code Section 1.06 rolls any deadline that falls on a weekend or holiday to the next business day. We were not able to extract a Coryell County-specific penalty-and-interest schedule from an official source in this pass, so no penalty percentages are stated on this page.

How to protest your appraisal

Protests go to the Coryell Central Appraisal District, which publishes its protest procedures and deadlines and runs the property search and appeals process. File and track everything at coryellcad.org. Some private firms offer to handle protests for a percentage of any tax savings; such firms exist and charge a contingency fee, but we do not cite any savings figure or success rate as fact - results vary by parcel and year.

Estimate your Coryell County property tax

Sources: Coryell CAD 2025 Entity Tax Rates (county rate and the Copperas Cove-area unit rates), the Coryell Central Appraisal District (appraised values and exemptions), the Texas Comptroller (sales tax), and Census ACS 2023 5-year estimates (typical effective rate). See the tax guides for how Texas homestead, protest, and appraisal-cap rules work.

Vehicle Taxes in Texas

Unlike many states, Texas does not levy an annual value-based property tax on cars or other vehicles. There is no yearly "car tax" bill in Coryell County. Instead, vehicle taxes in Texas work two ways:

• One-time motor-vehicle sales/use tax of 6.25% at purchase. For a private-party sale, the tax is charged on the greater of the actual sales price or 80% of the vehicle's Standard Presumptive Value (SPV). A vehicle received as a gift is taxed at a flat $10 instead.
• A flat annual registration fee (plus any local add-ons), which is a fixed fee, not a tax on the vehicle's value. In Coryell County you register and title through the Coryell County Tax Office.

So if you searched for a Texas car or vehicle sales tax, the answer is the one-time 6.25% charged when the vehicle is titled - there is no recurring vehicle property tax to budget for each year.

Coryell County Sales Tax

The combined sales tax rate in the City of Copperas Cove is 8.25% - the Texas maximum. It is made up of the 6.25% state rate, a 0.5% Coryell County rate, and a 1.5% City of Copperas Cove rate. Coryell County is one of the Texas counties that does levy its own county sales tax, so the countywide rate outside a city is 6.75%. Texas law caps the total local portion at 2.0% as a shared ceiling, so once the county's 0.5% and the city's 1.5% together reach 2%, no further local rate can stack on top - which is why 8.25% is the maximum combined sales tax here.

City of Copperas Cove (Coryell County) sales tax components

Component	Rate
Texas state rate	6.25%
Coryell County	0.50%
City of Copperas Cove	1.50%
Combined rate	8.25%

The 2.00% local share (0.5% county + 1.5% city) is the maximum Texas allows. Outside city limits the combined rate is 6.75% (state plus the county's 0.5%). Groceries and most unprepared food are exempt from sales tax.

Real Example: a $177,400 Copperas Cove Home

Here is how the numbers flow on a representative $177,400 City of Copperas Cove / Copperas Cove ISD home (the county median value) with a homestead exemption (owner under 65), applying only the school-district homestead to the school unit:

• Market value: $177,400.
• Homestead exemption: the $140,000 school-district exemption drops the Copperas Cove ISD taxable value to $37,400. The other three units tax the full $177,400 in this simplified example.
• Stacked total: school $37,400 × 0.757500% = ~$283; city $177,400 × 0.686419% = ~$1,218; county $177,400 × 0.475200% = ~$843; college $177,400 × 0.090000% = ~$160.
• Estimated annual bill: about $2,504 per year.
• Monthly equivalent: about $209 per month.
• Effective rate: about 1.41% of market value in this simplified example.

How this compares to the county-wide median. The Census ACS county-wide median bill is about $2,509 (roughly 1.41% effective). This homesteaded example lands right around that. A non-homestead $177,400 parcel would pay closer to the full nominal ~2.01%, or about $3,564, while a real over-65 homestead - with the extra $60,000 school exemption and any local-option amounts - would be lower than this example.

Limitations:

• Your total varies by school district, city, and whether the parcel is in the Central Texas College district; a Gatesville, Lampasas, Moody, Crawford, Oglesby, or rural parcel uses a different stack, and a Gatesville-area parcel is outside the college district.
• Local-option homestead exemptions (and over-65, disability, and disabled-veteran exemptions) on the county, city, and college units are not modeled in the simplified example above; this example applies only the school-district homestead, so a real homesteaded bill is lower.
• Coryell County's exact penalty-and-interest schedule was not available from an official source in this pass and is not stated here.
• New-construction homes are often taxed on land only in the first year, then jump once the structure is on the roll.
• This is an estimate, not a parcel-exact bill. The typical effective rate is a Census ACS estimate, not a guaranteed rate.